Sheetz, the popular gas station and eatery moving into southeastern Michigan, has gained approval from Orion Township for a new location on Lapeer Road.

Last August, the township’s Planning Commission approved the special land use and site plan for a 24-hour gas station and restaurant with a drive-through window.

Sheetz, though, is still working to meet the conditions of the approval and will need a formal engineering review, said Tammy Girling, the township’s director of planning and zoning.

The property at 4160 S. Lapeer Road is on a busy stretch of M-24, south of Silverbell Road. It has been vacant for years, Girling said.

Sheetz’ proposal did not generate opposition, she said.

The company did not say when construction would begin on the Lapeer Road location or when it would open.

Sheetz has encountered opposition from nearby residents in many Oakland County communities where it has tried to locate, including Royal Oak, Wixom, Madison Heights, Rochester Hills and Waterford Township. Residents say they fear additional traffic, noise, crime and light pollution, as Sheetz outlets are open 24 hours.

In Farmington Hills, the City Council rejected a proposed location at 12 Mile and Middlebelt roads. The Planning Commission approved a location at Grand River Avenue and Middlebelt.

Around the tri-county area, Sheetz says it has recently gained approval for locations at 48825 Van Dyke in Shelby Township and at 7565 Haggerty Road in Van Buren Township.

In Roseville, a proposal at a former church has spurned supporters and opponents and even potential legal challenges.

Sheetz plans to open 50 to 60 stores in southeast Michigan in the next five to six years.

Sheetz opened its first Michigan store last August on Wick Road, near Detroit Metro Airport, in Romulus, and has two stores under construction at 29225 Smith Road, Romulus, and in Chesterfield Township on 23 Mile Road east of I-94.

Other Sheetz locations that have been approved:

— 8200 Telegraph Road, Taylor
— 20623 Eureka Road, Taylor
— 45011 Garfield Road, Macomb
— 28030 Gratiot Ave., Roseville
— 31925 Van Dyke Ave., Warren
— 19001 E. Nine Mile Road, Eastpointe
— 2103 W. Michigan Ave., Ypsilanti
— Southwest corner of 14 Mile and Utica roads, Fraser
— 45075 N. Gratiot Avenue, Macomb
— 5970 12 Mile Road, Warren
— 29455 Grand River Ave., Farmington Hills
— 39471 W. 12 Mile Road, Novi.

Later this year, Sheetz will be hiring employees for these future locations, with each store expected to employ about 35 people; most will be employed full time.

The company operates over 750 stores in Michigan, Pennsylvania, West Virginia, Virginia, Maryland, Ohio and North Carolina.

Sheetz plans to open at least 2 Oakland County locations next year

Sheetz breaks ground on second Downriver location

By Kacie Goff, Bankrate.com

Per the 2024 National Association of Realtors (NAR) Member Profilec, a typical agent had 10 transactions in the last year. With roughly one deal closing per month, the agent you hire should theoretically have bandwidth to provide you with the best possible service.

If that doesn’t ring true for your current experience, however, it could be time for a change. You might be wondering when to fire your Realtor. Or, more pressingly, how to fire your real estate agent.

Let’s take a look at when to make that call — and how to navigate a firing legally.

How to know when to fire your Realtor

We’re all only human, so it’s OK if an agent makes a mistake or two. But you may want to consider finding a new real estate rep if you spot several of these red flags:

• They don’t communicate well. Your agent should be reachable and communicative with you. If they take a long time to get back to you, it can impact your ability to see listings and put in offers before the competition. And if you feel like they’re not being straightforward with you, or possibly even lying, that’s a deal-breaker. Speaking in jargon is another issue — politely ask them to explain anything you don’t understand.
• They’re not marketing your home well. Today, real estate pros have a wide range of options they can use to get the word out about your listing. If your home isn’t turning up on leading listing sites or is otherwise poorly positioned, you might want to figure out how to fire your real estate agent.
• There’s a personality clash. Your agent is navigating one of the biggest decisions of your life with you. You want to feel comfortable working with them. If your personalities don’t mesh well, you might be better served by finding someone else. Trust your instincts. If it doesn’t feel right, it probably isn’t.
• They’re overly pushy or aggressive. An agent’s job is to advocate for you — not against you. Someone who is argumentative or tries to pressure you into things you feel uncomfortable with is not a good fit.
• They act unprofessional. Everyone has a different work style, but there are a few behaviors that just won’t fly. If they consistently show up late to appointments (or not at all), come unprepared, lack knowledge about the property or seem distracted during your interactions, be wary. This shows a lack of respect for you as a client.
• They’re unfamiliar with the market. A good agent stays informed about their local market. If they don’t know about current market trends in your area, how can they help you find the best place or make the best deal possible? Make sure to arrange regular and continual updates from your agent on market conditions, recent sales, new listings, available inventory and price trends.
• They demonstrate a lack of skills. Whether it’s helping you stage your for-sale home or negotiating on price, you want an agent who knows what they’re doing. No one likes to feel like they left money on the closing table, whether you’re the buyer or the seller.

How to fire your real estate agent

Don’t leap to a firing right away. If you’re unhappy with your agent, you may still be able to mend the relationship: Try communicating with them openly in a non-confrontational way about the issues you have. If the issues persist, it’s probably time to let them go. You’ll need to do so legally, ensuring you’re in compliance with any agreements or contracts you signed. The last thing you want is an expensive court battle.

Once you know when to fire your Realtor or real estate agent, you can take certain steps. Those vary slightly between buyers and sellers, so we outline them separately below.

If you follow these steps, be polite and respectful. Your dissatisfaction with the agent will reflect badly on them and probably hurt their career, so be mindful not to make the impact of your feedback worse.

If you’re a buyer

If you had someone helping you buy a home, figuring out how to fire your real estate agent means:

• Checking if you’ve signed anything: If nothing’s in writing and your dealings with the agent have remained informal, then you’re in the clear to walk away.
• Reviewing what you’ve signed: If you’ve signed a buyer’s agent agreement, you’re bound by the criteria in that agreement.
• Pursuing termination rights: Agreements do typically spell out termination rights, though, so review those carefully. If the agent hasn’t held up their end of the bargain (e.g., has missed appointments or made mistakes on documentation), you may be within your legal rights to terminate the relationship before the agreement ends. If you have a real estate attorney, you may want to have them write the termination letter to avoid any complications or liability.
• Trying to make things work: If you have a written agreement with the agent that you can’t get out of, go directly to the agent. Tell them what you need to see change. Writing a list of the issues at hand might help them understand the situation and where they need to make adjustments. Then, give the agent some time to see if they improve. Be constructive and show them you’re interested in creating a positive relationship that works for both of you.
• Escalating the issue as needed: If you’re somewhat stuck and can’t get anywhere with the agent on your own, now’s a good time to escalate the issue to the agent’s brokerage, or the company for which they work. The broker there functions somewhat like the agent’s boss, and may be able to help you and the agent find a better path forward.
• Seeing if they’ll agree to termination: Sometimes, the agent or their broker will allow you to terminate your agreement early when things aren’t going well. You can request that and hope they agree.
• Waiting out the timeline: Buyer’s agreements usually tie you to your agent until the time period specified in the agreement runs out. That probably means sticking with that agent for several months if you haven’t found resolution with them or their broker.

If you’re a seller

For folks who’ve been working with an agent to sell, the process is similar but comes with some differences. Go through these steps if you’re a seller trying to figure out how to fire your real estate agent.

• Checking if you’ve signed anything: If you’ve just been informally chatting, you’re under no obligation. But if your home is already on the market, you’ve likely signed with a listing agent. A listing agent, also called a seller’s agent, usually invests more time and effort in your property upfront, such as pulling comps, marketing the home and holding open houses. This investment makes it trickier to break up with them.
• Figuring out what you’ve signed: The most common agreement a seller would have with a listing agent is an exclusive right to sell, meaning the agent is solely responsible for bringing in prospective buyers and selling your property. It also usually means you’re responsible for paying their commission.
• Seeing if you can get out of it: Your agreement with the agent might lay out requirements for them, and termination rights for you if they don’t live up to those. Make sure they are unambiguous. You may be able to dissolve the agreement if any of those termination rights apply to your situation.
• Raising your complaints with the agent: If no termination rights apply, write down what’s going wrong for you. Craft a letter or list you can share with the agent to help them understand what you need from them. Sharing this with them in a face-to-face, non-confrontational discussion is probably best. Don’t be accusatory or attempt to place blame.
• Going to their broker: Real estate agents legally have to work under the supervision of a broker. This person essentially acts as their boss, so getting them involved can help redirect the agent. They don’t want to lose the listing or suffer the reputational damage, so they should go out of their way to solve the problems and accommodate you.
• Asking for termination: With your list of issues in hand, you can ask the agent and/or their broker if they’re willing to terminate your agreement with them early. If the situation is difficult, they might agree. If they agree, get a written release and a waiver of liability. Also, get a list of all the people they have shown your home to. If any of those people subsequently buy your house, you’ll have to pay a commission.
• Waiting out the agreement: If nothing else works, you’ll need some patience. Your exclusive right to sell agreement should have an expiration date. After that point, you’re free to work with another agent.

Tips for hiring the right agent

You’ve been burned — it’s OK, it happens. But now you want to make sure it doesn’t happen again, and find someone who you really click with.

When you’re looking for a new real estate agent, make sure you do your research. Ask friends and family for recommendations. Search online and read reviews. Once you narrow it down to a few candidates, schedule time to interview them, and don’t be afraid to ask questions. Find out about their experience and market knowledge. And trust your gut — working with someone you genuinely like is always best.

Bottom line

Know the signs of a bad real estate agent. You don’t have to settle for someone you don’t like and don’t work well with, or someone who isn’t doing a good job for you. Walk away or figure out how to terminate or wait out the contract. Then, take your time to find a new agent who will meet your needs and work to get you what you want.

FAQs

How do you write a termination letter to a real estate agent?

The letter should have a header that provides your contact information so the brokerage can know which agreement you want to terminate. In the letter, explain why you’re terminating the agreement. Refer specifically to the factual elements that are the basis for termination. Don’t elaborate or exaggerate. Make sure to also mention the specific termination clause from the agreement that you’re calling on.

How do you deal with an unprofessional Realtor?

First, be clear and direct with them. If they’re late for an appointment, for example, tell them that it made you feel disrespected as a client. If they don’t respond to your feedback, escalate the issue to their broker. It is always good to keep a written record of issues and conversations with the agent.

What is unethical Realtor behavior?

If someone is a Realtor, it means they’ve agreed to abide by the NAR’s Code of Ethics. Anything outside of that code, then, is considered unethical. Some common issues here include misrepresenting or concealing facts, discriminating, an unwillingness to work with other agents when it best serves the client and not being transparent about any kickbacks they receive.

©2025 Bankrate.com. Distributed by Tribune Content Agency, LLC.

By JUAN A. LOZANO

HOUSTON (AP) — A Texas judge on Tuesday threw out a federal rule that would have capped credit card late fees after officials with President Donald Trump’s administration and a coalition of major banking groups agreed that the rule was illegal.

The ruling by U.S. District Judge Mark Pittman in Fort Worth came a day after the Consumer Financial Protection Bureau and a collection of major industry groups that had filed a lawsuit last year to stop the rule announced they had come to an agreement to throw out the rule. The groups that sued included the American Bankers Association, the Consumer Bankers Association, and the U.S. Chamber of Commerce.

The banks and other groups had alleged the new rule — proposed last year under the administration of President Joe Biden — violated the Credit Card Accountability Responsibility and Disclosure or CARD Act of 2009, which was enacted to protect consumers from unfair practices by credit card companies. The groups claimed the new rule did not allow credit card issuers “to charge fees that sufficiently account for deterrence or consumer conduct, including with respect to repeat violations.”

“The parties agree that, in the Late Fee Rule, the Bureau violated the CARD Act by failing to allow card issuers to ‘charge penalty fees reasonable and proportional to violations,’” attorneys with the CFPB wrote in a joint motion on Monday with the banking groups to vacate the rule.

The banks have been pushing hard to stop the late fee rule, due to the potential billions of dollars the banks would lose in revenue. The CFPB estimated when it issued the proposal last year that banks brought in roughly $14 billion in credit card late fees a year.

“This is a win for consumers and common sense. If the CFPB’s rule had gone into effect, it would have resulted in more late payments, lower credit scores, higher interest rates and reduced credit access for those who need it most. It would have also penalized the millions of Americans who pay their credit card bills on time and reduced important incentives for consumers to manage their finances,” the banking groups and others said in a joint statement on Tuesday.

Even if the lawsuit had gone forward, the banking groups had a good chance of winning as Pittman in a December ruling had said they would have likely prevailed as he found that the new rule violated the CARD Act by not allowing credit card issuers to charge penalty fees that are reasonable and proportional to violations.

The CFPB has been in turmoil since the Trump administration earlier this year began dismantling it, targeting it for mass firings and dropping various enforcement actions against companies like Capital One and Rocket Homes. A federal judge last month issued a preliminary injunction that temporarily stopped the agency’s demise.

The CFPB was created in the wake of the 2008 financial crisis to protect consumers from unfair, deceptive, or abusive practices by a wide range of financial institutions and businesses.

Follow Juan A. Lozano on X at juanlozano70

By Luke Ramseth, The Detroit News

Two major Stellantis parts plants in Metro Detroit are preparing for a combined 330 temporary layoffs scheduled to begin on Monday and last several weeks.

The staffing cutbacks — about 170 at the Warren Stamping plant and 160 at the Sterling Stamping plant — are tied to the automaker’s decision to idle two  assembly factories in Canada and Mexico impacted by President Donald Trump’s new 25% tariffs on imported vehicles. Stellantis said last week that it expected about 900 workers in the United States to be laid off due to the new tariffs, with additional cuts coming at transmission and parts plants in Kokomo, Ind.

Both Metro Detroit stamping facilities are especially impacted by the Windsor Assembly plant closing because both supply parts for the Chrysler minivans and Dodge Charger electric muscle cars made there, said Romaine McKinney III, president of United Auto Workers Local 869, which represents about 800 workers at the Warren Stamping plant. McKinney said the plant also is affected by the nearby Warren Truck Assembly plant, which will soon pause production for several weeks due to engine shortages.

With the additional cuts this week, McKinney said more than 260 union members at the Warren Stamping will be temporarily laid off following previous cutbacks.

“They’re terrified,” McKinney said of the members. “They’re in an uproar because they knew it was coming, they could see it coming — but it’s reality now.”

McKinney has mixed feelings about Trump’s tariffs. Right now they are fueling coming layoffs and leading to lower morale among the members. And the tariffs are set to push up prices on various goods, which also won’t be good for UAW members.

Yet he also supports the goal of bringing back manufacturing work to the U.S.— even Warren Stamping has plenty of space where it could rebuild assembly lines and add staff to increase parts output, a projects he estimates might take a year at the soonest.

“It’s just so early in the game,” McKinney said, and it’s unclear how the tariff strategy will all shake out.

Warren Stamping worker Daiquiri Harris said the automaker’s layoffs caught him off guard. He knew job cuts were possible due to tariffs but figured his plant had already seen such deep cuts recently, it wouldn’t be able to reduce its workforce much further. The 47-year-old said he wondered why General Motors Co. and Ford Motor Co. hadn’t yet announced similar cutbacks yet due to tariffs, and whether Stellantis may have been looking to cut back production and staff anyway.

Harris said he’s torn about the White House’s tariff strategy.

“It’s tough, man,” he said. “I know they want to bring the manufacturing back and this is how they propose to do it. But I don’t know. Maybe in the long run, this’ll work out and we’ll all look back at it and be glad it happened. But for right now, it’s not looking good.”

Democratic U.S. Rep. Shri Thanedar of Detroit joined a handful of supporters in front of Stellantis’ Detroit Assembly Complex-Jefferson plant on Friday afternoon to discuss Trump’s tariffs and the automaker’s plans to temporarily trim jobs in response. He argued tariffs can be helpful to the United States if used judiciously and strategically — but the Republican president’s onslaught of new levies on nations, the auto industry and more was instead a “macho, bully approach to dealing with the economy.”

Thanedar acknowledged this approach might work in some instances, scaring certain countries or companies to change their practices. But he said it also appeared set to damage the interconnected auto industry, which he noted sends parts back and forth to be manufactured and assembled between countries.

The congressman also questioned whether Stellantis really needed to idle plants and cut its workforce in response to the new tariffs, a sentiment that has been echoed in recent days by UAW officials.

“These 900 jobs that they are cutting, supposedly a temporary job (cut) … is that really a result of these tariffs or is this where a company is taking advantage of the situation to trim and cut some of the workforce?” Thanedar asked. “If that’s what they are doing, Stellantis should not be doing that.”

Thanedar said he had not discussed the tariff issue with Stellantis. The automaker declined to respond to his comments. But executives have said the company needs to pause production and shipments due to the new 25% tax, and as they seek to work out new levies with the Trump administration.

UAW retiree and former engine plant worker Willie Wyatt, 85, who attended Thanedar’s gathering on Friday, said he watched many good auto jobs leave the Detroit area over the years. But he’s not convinced Trump’s tariffs will bring them back. He said he’s worried the tariffs will just raise prices and lead to more layoffs for the autoworkers that remain.

“Them companies don’t leave and say, ‘I’m gonna build a new plant tomorrow and come back here,'” Wyatt said. “Donald Trump’s term is supposed to end in three or four years from now. It takes you two to three years to build a plant.”

lramseth@detroitnews.com

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By CHRISTOPHER RUGABER and PAUL WISEMAN, Associated Press

WASHINGTON (AP) — After weeks of anticipation and speculation, President Donald Trump followed through on his reciprocal tariff threats by declaring on Wednesday a 10% baseline tax on imports from all countries and higher tariff rates on dozens of nations that run trade surpluses with the United States.

In announcing the reciprocal tariffs, Trump was fulfilling a key campaign promise by raising U.S. taxes on foreign goods to narrow the gap with the tariffs the White House says other countries unfairly impose on U.S. products.

“Reciprocal means ‘they do it to us and we do it to them,’” the president said from the White House Rose Garden on Wednesday.

Trump’s higher rates would hit foreign entities that sell more goods to the United States than they buy. But economists don’t share Trump’s enthusiasm for tariffs since they’re a tax on importers that usually get passed on to consumers. It’s possible, however, that the reciprocal tariffs could bring other countries to the table and get them to lower their own import taxes.

The Associated Press asked for your questions about reciprocal tariffs. Here are a few of them, along with our answers:

Do U.S.-collected tariffs go into the General Revenue Fund? Can Trump withdraw money from that fund without oversight?

Tariffs are taxes on imports, collected when foreign goods cross the U.S. border by the Customs and Border Protection agency. The money — about $80 billion last year — goes to the U.S. Treasury to help pay the federal government’s expenses. Congress has authority to say how the money will be spent.

Trump — largely supported by Republican lawmakers who control the U.S. Senate and House of Representatives — wants to use increased tariff revenue to finance tax cuts that analysts say would disproportionately benefit the wealthy. Specifically, they want to extend tax cuts passed in Trump’s first term and largely set to expire at the end of 2025. The Tax Foundation, a nonpartisan think tank in Washington, has found that extending Trump’s tax cuts would reduce federal revenue by $4.5 trillion from 2025 to 2034.

Trump wants higher tariffs to help offset the lower tax collections. Another think tank, the Tax Policy Center, has said that extending the 2017 tax cuts would deliver continued tax relief to Americans at all income levels, “but higher-income households would receive a larger benefit.’’

How soon will prices rise as a result of the tariff policy?

It depends on how businesses both in the United States and overseas respond, but consumers could see overall prices rising within a month or two of tariffs being imposed. For some products, such as produce from Mexico, prices could rise much more quickly after the tariffs take effect.

Some U.S. retailers and other importers may eat part of the cost of the tariff, and overseas exporters may reduce their prices to offset the extra duties. But for many businesses, the tariffs Trump announced Wednesday — such as 20% on imports from Europe — will be too large to swallow on their own.

Companies may also use the tariffs as an excuse to raise prices. When Trump slapped duties on washing machines in 2018, studies later showed that retailers raised prices on both washers and dryers, even though there were no new duties on dryers.

A key question in the coming months is whether something similar will happen again. Economists worry that consumers, having just lived through the biggest inflationary spike in four decades, are more accustomed to rising prices than they were before the pandemic.

Yet there are also signs that Americans, put off by the rise in the cost of living, are less willing to accept price increases and will simply cut back on their purchases. That could discourage businesses from raising prices by much.

What is the limit of the executive branch’s power to implement tariffs? Does Congress not play any role?

The U.S. Constitution grants the power to set tariffs to Congress. But over the years, Congress has delegated those powers to the president through several different laws. Those laws specify the circumstances under which the White House can impose tariffs, which are typically limited to cases where imports threaten national security or are severely harming a specific industry.

In the past, presidents generally imposed tariffs only after carrying out public hearings to determine if certain imports met those criteria. Trump followed those steps when imposing tariffs in his first term.

In his second term, however, Trump has sought to use emergency powers set out in a 1977 law to impose tariffs in a more ad hoc fashion. Trump has said, for example, that fentanyl flowing in from Canada and Mexico constitute a national emergency and has used that pretext to impose 25% duties on goods from both countries.

Congress can seek to cancel an emergency that a president declares, and Sen. Tim Kaine, a Democrat from Virginia, has proposed to do just that regarding Canada. That legislation could pass the Senate but would likely die in the House. Other bills in Congress that would also limit the president’s authority to set tariffs face tough odds for passage as well.

What tariffs are other countries charging on US goods?

U.S. tariffs are generally lower than those charged by other countries. The average U.S. tariff, weighted to reflect goods that are actually traded, is just 2.2% for the United States, versus the European Union’s 2.7%, China’s 3% and India’s 12%, according to the World Trade Organization.

Other countries also tend to do more than the United States to protect their farmers with high tariffs. The U.S. trade-weighted tariff on farm goods, for example, is 4%, compared to the EU’s 8.4%, Japan’s 12.6%, China’s 13.1% and India’s 65%. (The WTO numbers don’t count Trump’s recent flurry of import taxes or tariffs between countries that have entered into their own free trade agreements, such as the U.S.-Mexico-Canada Agreement that allows many goods to cross North American borders duty free.)

Previous U.S. administrations agreed to the tariffs that Trump now calls unjust. They were the result of a long negotiation between 1986 to 1994 — the so-called Uruguay Round — that ended in a trade pact signed by 123 countries and has formed the basis of the global trading system for nearly four decades.

By WILL WEISSERT

WASHINGTON (AP) — President Donald Trump invited Kid Rock into the Oval Office on Monday and signed an executive order that he says will help curb ticket scalping and bring “commonsense” changes to the way live events are priced.

“Anyone who’s bought a concert ticket in the last decade, maybe 20 years — no matter what your politics are — knows that it’s a conundrum,” said Kid Rock, who wore a red bedazzled suit featuring an American flag motif and a straw fedora.

Designed to stop “price-gouging by middlemen,” the order directs Attorney General Pam Bondi and Treasury Secretary Scott Bessent to ensure that scalpers offering tickets at higher prices than their face value comply with all Internal Revenue Service rules.

It also orders the Federal Trade Commission to ensure “price transparency at all stages of the ticket-purchase process” and to “take enforcement action to prevent unfair, deceptive, and anti-competitive conduct in the secondary ticketing market,” which the Trump administration argues can restore sensibility and order to the ticket market.

Trump said he knows Kid Rock, a longtime supporter whose real name is Robert James Ritchie, as simply “Bob.”

“He’s been a good friend for a long time,” Trump said.

The president said rising fees for concerts and other events have “gotten worse and worse with time.” Kid Rock agreed.

“You can buy a ticket for $100. By the time you check out, it’s $170. You don’t know what you’ve been charged for,” Kid Rock said. “But, more importantly, the bots, you know, they come in, they get all the good tickets to your favorite shows you want to go to, and then they’re relisted immediately for sometimes 400-500% markup.”

The order mostly directs federal agencies to enforce existing laws. Still, it marks a rare instance of policy crossover with the administration of Democratic President Joe Biden, which used the FTC to target “ junk fees,” or levies tacked on at the end of the purchase process that can mask the full price of things like concert tickets, hotel rooms and utility bills.

Under Biden, the Justice Department also sued Ticketmaster and its parent company, Live Nation Entertainment, last year. It accused them of running an illegal monopoly over live events and asked a court to break up the system that squelches competition and drives up prices for fans.

Those companies have a history of clashing with major artists, including Bruce Springsteen and Taylor Swift. whose summer 2022 stadium tour was plagued by difficulty getting tickets.

Country music star Zach Bryan even released a 2022 album titled “All My Homies Hate Ticketmaster.” A representative for Bryan said he had “nothing to add” when asked to comment on Monday’s executive orer.

The Biden administration used such initiatives as a way to protect consumers from rising prices that were already inflated. Trump, meanwhile, campaigned on combating high ticket prices, calling them “very unfortunate.”

Kid Rock, known for hits like “Cowboy” and “Bawitdaba,” called Trump’s order a ”great first step” and said he’d eventually like to see a cap on resale prices on tickets — while quickly adding, “I’m a capitalist.” He also said he’d spoken to Ticketmaster, which he described as “on board” with the change.

The White House says America’s live concert and entertainment industry has a total nationwide economic impact of $132.6 billion and supports 913,000 jobs, “But it has become blighted by unscrupulous middle-men who impose egregious fees on fans with no benefit to artists,” according to a fact sheet it released Monday.

Trump’s order further directs federal officials and the FTC to deliver a report in six months “summarizing actions taken to address the issue of unfair practices in the live concert and entertainment industry and recommend additional regulations or legislation needed to protect consumers in this industry.”

“Ticket scalpers use bots and other unfair means to acquire large quantities of face-value tickets, then re-sell them at an enormous markup on the secondary market, price-gouging consumers and depriving fans of the opportunity to see their favorite artists without incurring extraordinary expenses,” the White House face sheet said.

It also noted that higher prices don’t mean additional profits for artists but instead go “solely to the scalper and the ticketing agency.”

Kid Rock agreed that such markups don’t benefit artists like himself, then chuckled while offering, “I’ll be the first one to say, and I know the president doesn’t like when I say this, but, I’m a little overpaid right now.”

“It’s kind of ridiculous. I would rather be, you know, a hero to working-class people and have them be able to come attend my shows and give them a fair ticket price,” he said. “I can’t control that right now so hopefully this is a step to make that happen.”

Associated Press writer Maria Sherman contributed to this report from New York.

By Rosie Cima, Nerdwallet

The investing information provided on this page is for educational purposes only. NerdWallet, Inc. does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particular stocks, securities or other investments.

Thinking about changing jobs? You’re in good company. According to data released by the Bureau of Labor Statistics, Americans are staying in the same job for shorter periods of time than in the past.

The length of time you’ve worked for your current employer is called your job tenure. In 2014, the median job tenure – across all age groups, occupations and industries – was 4.6 years. In 2024, it dropped to 3.9 years. In fact, job tenure is now the shortest it has been in over 20 years.

Economists care about tenure as a measure of employment security and health of the labor market. And personal job tenure is important to workers because job changes often raise questions about personal finances and planning for the future.

Tenure Trends

The median job tenure generally got longer from the 1980s through the 2010s. From 2014, it started to recede. Women tend to have shorter tenures than men – a gap that was starting to close in the 2010s, but has since opened back up. And tenure increases with age, as people have generally spent more time in the workforce.

Tenure also varies by industry and current occupation.

On average, people in “management occupations” have stuck around the longest: 5.7 years. This makes sense, as one common path to management is when a company promotes a long-tenured employee into a supervisory role.

If your job tenure is dramatically above average for your occupation, that could be a sign that your job is a really good fit. But no matter how long you’ve been at your job, if you’re feeling unsatisfied, or think your future at the company is uncertain, you may be considering a change.

Consider the benefits of having more tenure

Changing employers could help you get paid what you’re worth. Wage growth is generally higher among job switchers, according to data from the Federal Reserve Bank of Kansas City.

But many workplaces provide incentives to stay. Senior employees often get more PTO, access to development programs or more job security. Your time at a company can also translate into institutional knowledge and a level of respect among colleagues who haven’t been around as long.

Another benefit of seniority is the possibility of advancement. If you’re not fully satisfied in your current role, your employer might consider what they can do to keep you. Being prepared to walk away from a job is a very strong negotiating position, and may help you find a better role at the same company.

It’s unlikely that any single one of these things will make or break your decision to leave. But it’s a good idea to closely examine whether or not the potentially higher salary with a new employer is offset by fewer benefits or other tradeoffs.

Financial checklist when job switching

If you ultimately decide it’s time to move on, take steps to get your financial house in order before turning in your notice:

Do: Make a plan to support yourself financially

You might already have a new source of income lined up, or a job offer for a new position. If not, or if that new job doesn’t pay as much as the one you’re leaving, you’re probably going to want to budget for this transition.

This means taking a look at your spending, your savings and how much you expect to make in the coming months. Cutting back on your spending, even in modest ways, can buy you more time. When you’re job hunting, there’s a big difference between running out of money in six months versus running out in one.

Don’t: Forget about your retirement account

If you have a 401(k account, the most common kind of employer-sponsored retirement account, you can leave it where it is, roll it over to another account or cash it out early. Cashing it out is the least recommended option because it comes with hefty tax penalties.

If your employer contributes to your retirement account, you should nail down how much of your balance is yours for the taking. Your employer’s contributions might be yours to take with you (known as “vested”) only after a certain number of years with the company.

If you’re unsure of how much of your retirement account is your contributions versus your employers’ portion, or you’re unclear on your vesting schedule, talk with your human resources or finance department.

Do: Have a plan for health insurance

Figure out when your employer-paid insurance is going to end, and who will insure you after it does. Temporarily extending your coverage through COBRA is one of several options. Switching to a new insurer will reset your deductible, so if you’ve met or are close to your current deductible, now may be a good time to get any health care you’ve been putting off.

Do: Cash out your use-it-or-lose-it benefits

Some employers pay out unused PTO when you leave, but how much varies from job to job. If you have unused days that won’t pay out when you quit, now is the time to use them. If you have a flexible spending account (FSA), it won’t follow you to the next job. Find out when it’s going to expire, and then spend it before it does.

Don’t: Forget your HSA

Unlike an FSA, you can keep your employer-provided health savings account (HSA) after you quit. If you have a significant amount in the account – which you might, especially if you’ve opted to invest it – don’t lose track of that money. You can choose to leave your HSA where it is, or you can transfer the funds to a new HSA to consolidate.

Do: Get a good reference

When you give your notice, communicate clearly, cordially and professionally. Do your best to part ways on a positive note. Your last few weeks at a job are a good time to thank your coworkers and superiors for working with you, and to ask if they’d be willing to provide you with a reference in the future.

Rosie Cima writes for NerdWallet. Email: articles@nerdwallet.com.

The article Job Tenure is Down: What to Do Before You Quit originally appeared on NerdWallet.

By MARC LEVY

HARRISBURG, Pa. (AP) — Delaware is trying to protect its status as the corporate capital of the world amid fallout from a judge’s rejection of billionaire Elon Musk ’s landmark Tesla compensation package, although critics say fast-tracked legislation will tilt the playing field against investors, including pensioners and middle-class savers.

A Delaware House committee was expected to vote Wednesday on the bill, which is backed by Democratic Gov. Matt Meyer who says it’ll ensure the state remains the “premier home for U.S. and global businesses” to incorporate.

Backers say it’ll modernize the law and maintain balance between corporate officers and shareholders in a state where the courts, for a century, have settled all sorts of business disputes as the legal home of more than 2 million corporate entities, including two-thirds of Fortune 500 companies.

Critics — including institutional investors, pension funds and asset managers — say it’ll lower corporate governance standards, curb shareholder rights and, as a result, limit the ability to hold corporate officers accountable for decisions that violate their fiduciary duty.

The bill passed the state Senate unanimously last week.

What happened in Elon Musk’s case?

A Delaware judge last year invalidated Musk’s compensation package from Tesla that was potentially worth more than $55 billion. Lawyers for shareholders had sued over the package that Tesla’s board of directors awarded Musk in 2018.

Chancellor Kathaleen St. Jude McCormick said it was developed by directors who weren’t independent of Musk and approved by shareholders who had been given misleading and incomplete disclosures in a proxy statement.

The ruling bumped Musk out of the top spot on Forbes’ list of wealthiest people, although he has since climbed back up.

Musk and Tesla are appealing in the state Supreme Court. But Musk unloaded on Delaware, saying “Never incorporate your company in the state of Delaware” and instead recommended competitors Nevada or Texas as destinations.

Now, lawmakers are being warned by corporate lawyers that their clients are considering heading to the exits — making a “Dexit,” as it’s been dubbed — and that startups are being advised to incorporate elsewhere.

What did Musk and others do?

Must took his own advice, moving Tesla’s corporate listing to Texas after a shareholder vote and his companies SpaceX to Texas and Neuralink to Nevada.

Backers of the bill say corporate unrest had been simmering the past couple years over various Delaware Supreme Court decisions in corporate conflict-of-interest cases and that Musk inflamed the discontent.

The fallout seemed to accelerate in recent weeks when the Wall Street Journal reported that Meta Platforms — the parent company of social media platforms Facebook, Instagram and WhatsApp — was considering moving its incorporation to Texas. Meta didn’t confirm the report.

DropBox, the online file-sharing platform, moved its corporate listing to Nevada, and Bill Ackman, founder of Pershing Square Capital Management, a major hedge fund, said he’d leave Delaware, too.

On Feb. 1, Musk took to his social media platform X to crow about it, saying, “Companies are flooding out of Delaware, because the activist chief judge of the Delaware court has no respect for shareholder rights.”

That said, critics of the bill say there’s no evidence that corporations are fleeing Delaware in any numbers.

What does the bill do?

It changes several things.

One, it gives corporations more protections in conflict-of-interest cases — such as a pay package for a CEO or intercompany agreements — in state courts when fighting shareholder lawsuits.

Two, it limits the kind of documents that a company must produce in court cases and makes it harder for stockholders to get access to internal documents or communication that could prove time-consuming and expensive for a company to produce — not to mention, damaging to its case.

Eric Talley, a Columbia University law professor, has compiled a running list of three dozen Delaware Supreme Court precedents that the legislation stands to change.

Lawrence Hamermesh, a former professor at Widener University’s Delaware Law School, disagreed. Hamermesh, who helped draft the legislation after Meyer asked him last month, said perhaps only a couple doctrines would be wiped out.

A legal challenge is widely expected should Meyer get the bill and sign it into law. Meanwhile, institutional investors say such a law may prompt them to push corporations that they own to incorporate elsewhere.

Why is this a big deal for Delaware?

Money.

Approximately one-third of Delaware’s state government revenue — about $2.2 billion — comes from corporate license fees and associated tax revenues, according to the governor’s office. That helps the state to maintain a 0% sales tax and keep property taxes relatively low, a nice perk for the beach vacation home industry along its Atlantic coast.

Beyond that, Wilmington is home to a cottage industry that caters to the corporate lawyers who live, stay, dine and shop around the state Supreme Court and the Chancery Court of Delaware buildings where they argue their cases.

Follow Marc Levy on X at: https://x.com/timelywriter.

By Kimberly Palmer, NerdWallet

Forget about workbooks and flash cards. Financial-themed videos, grocery store games and even escape rooms can be a better way to teach kids about money, according to the latest thinking from financial literacy experts.

“A lot of traditional curriculums were about the numbers,” says Noel Wilkinson, a program coordinator for the Take Charge America Institute within the Norton School of Human Ecology at the University of Arizona.

That can be a turn-off for some students.

“That led me to involve more play and gamification into workshops,” he adds, which led to greater engagement and, as a result, more learning.

Here are a few ways to make learning about money fun — and more effective:

1. Let kids practice and make mistakes

“I’m a big believer in experiential learning,” says Jessie Jimenez, an accredited financial counselor in Oregon and founder of the website Cashtoons.com, where she makes engaging videos about financial topics.

In other words, learning by doing — such as practicing buying items on a budget at the grocery store or keeping money safe while you shop. While it might be nerve-wracking to watch your kids handle real money, those kinds of experiences can actually help them learn.

Jimenez says she grew up feeling like she was not a “money” person or a “numbers” person, and it was only after she became a mother that she started focusing more on financial literacy.

“I thought, ‘How did I get this far without being taught personal finance management? Where is the resource for those of us who don’t want to listen to podcasts about investments?’”

The answer, she discovered, was that she had to create those types of experiences that allow kids to experiment with financial management on their own.

2. Invent money games

With preschoolers, many everyday experiences, such as saving money on groceries, can be turned into a game, Wilkinson says.

“It’s all about encouraging parents to learn through play with kids,” he says.

You could play “price detective” where you each try to find the best deal to save money on a specific item, for example, or you could play “restaurant” at home where your child takes your order and sets prices.

“Play creates a safe environment where you can make decisions and choices that don’t affect us in real life,” Wilkinson says.

You can experiment with choices and outcomes without fear, he adds.

Teenagers can graduate to more advanced games. Wilkinson and his team developed an escape room for teenagers in Arizona where they finish a budget for a character in order to solve a puzzle and get a key, for example. Even something simple like tracking savings visually on a chart posted in the kitchen can make the process seem more fun.

“The concept of gamifying learning in general has become widespread,” Wilkinson adds.

Video games like Animal Crossing, Railroad Tycoon and Atlas:Earth can also help teach teens and young adults about personal finance.

Buying digital real estate parcels in Atlas:Earth, a virtual real estate game, gives you hands-on insight into value and scarcity, says CEO and co-founder Sami Khan. Players can also earn cash back for various actions.

“The time between 20 and 30 is an important decade for compounding, so it’s important for people to learn about money early,” Khan says.

3. Make it fun

Whether you’re trying to teach price comparison at the mall or explain how kids can use their allowance, Jimenez says one key is to avoid calling the process “learning.” Instead, it should just feel fun, whether it’s a casual conversation in the car or a shopping trip.

“Don’t announce, ‘It’s time to learn!’” Jimenez cautions. “That turns it into a chore.”

She also suggests giving yourself some extra time for the shopping trip if you’re going to let your kid help you hunt for bargains.

“It takes a little longer and you have to be open to that,” she says.

Part of financial literacy is simply learning to explore your own feelings and habits when it comes to money, and learning to be intentional instead of impulsive about decisions, Jimenez says. Kids can learn those skills from talking to you and watching you in your own life.

Try talking out loud when making purchase decisions or opening bills and discussing what they mean. Explaining big purchase decisions like cars and vacations can also help with comprehension.

4. Recognize different learning styles

Wilkinson says some kids may be more drawn to learning through books and storytelling while others prefer video games, practical exercises at the store or a budget-themed escape room. One key to learning, he says, is to embrace the method that works best for you and to acknowledge that everyone is coming from a different place.

“Some folks just don’t have experience with financial literacy. Maybe they didn’t grow up in a household where parents talked about investing or building wealth,” he says.

In those cases, adults can learn alongside their children through books, games and other experiences.

“Even as adults we benefit from involving play in learning,” he adds.

With these fun approaches to learning about money, kids might become “numbers” people without even realizing it.

Kimberly Palmer writes for NerdWallet. Email: kpalmer@nerdwallet.com. Twitter: @kimberlypalmer.

The article 4 Ways to Make Learning About Money a Blast originally appeared on NerdWallet.

Myesha Johnson, The Detroit News

Workers at another Starbucks in Michigan have voted to unionize as they seek better wages and fair scheduling from the national coffee chain.

Starbucks Workers United said in a statement Monday that the Starbucks on Dequindre Road and Universal Drive in Warren marks the 18th store in the state to join the union. The labor group represents 11,000 employees at more than 550 stores who “demand Starbucks finalize strong contracts.”

Olive Gentry, who has worked at the Warren cafe since it opened three years ago, said unionizing was the only way to get better pay and stable scheduling.

“There’s a lot of inconsistencies, so we’re trying to protect ourselves,” Gentry said. “I’m excited for Starbucks to work with us on finalizing other contracts so we can move forward and have all the things that all the baristas before us have been fighting for.”

Starbucks did not immediately return a request for comment.

According to a news release, Starbucks Workers United’s core issues include living wages, respect, racial and gender equity, and fair scheduling. Workers at more than 150 stores have joined the union since February 2024 including locations in Maine, North Carolina, Texas, Illinois and Seattle.

Starbucks and Starbucks Workers United are expected to return to bargaining after hundreds of baristas across the country went on strike on Christmas Eve.

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By JOSH BOAK, Associated Press

WASHINGTON (AP) — President Donald Trump said Tuesday that he will double his planned tariffs on steel and aluminum from 25% to 50% for Canada, escalating a trade war with the United States’ northern neighbor.

Trump said on social media that the increase of the tariffs set to take effect on Wednesday is a response to the price increases that the provincial government of Ontario put on electricity sold to the United States.

“I have instructed my Secretary of Commerce to add an ADDITIONAL 25% Tariff, to 50%, on all STEEL and ALUMINUM COMING INTO THE UNITED STATES FROM CANADA, ONE OF THE HIGHEST TARIFFING NATIONS ANYWHERE IN THE WORLD,” Trump posted Tuesday on Truth Social.

The U.S. president has given a variety of explanations for his antagonism of Canada, saying that his separate 25% tariffs are about fentanyl smuggling and voicing objections to Canada putting high taxes on dairy imports that penalize U.S. farmers. But he continued to call for Canada to become part of the United States as a solution, a form of taunting that has infuriated Canadian leaders.

“The only thing that makes sense is for Canada to become our cherished Fifty First State,” Trump posted on Tuesday. “This would make all Tariffs, and everything else, totally disappear.”

The U.S. stock market promptly fell following his social media post, triggering more concerns after a brutal selloff on Monday that puts Trump under pressure to show he has a legitimate plan to grow the economy instead of perhaps pushing it into a recession.

Trump was set to deliver a Tuesday afternoon address to the Business Roundtable, a trade association of CEOs that during the 2024 campaign he wooed with the promise of lower corporate tax rates for domestic manufacturers. But his tariffs on Canada, Mexico, China, steel, aluminum — with plans for more to possibly come on Europe, Brazil, South Korea, pharmaceutical drugs, copper, lumber and computer chips — would amount to a massive tax hike.

The stock market’s vote of no confidence over the past two weeks puts the president in a bind between his enthusiasm for taxing imports and his brand as a politician who understands business based on his own experiences in real estate, media and marketing.

Harvard University economist Larry Summers, a former treasury secretary for the Clinton administration, on Monday put the odds of a recession at 50-50.

“All the emphasis on tariffs and all the ambiguity and uncertainty has both chilled demand and caused prices to go up,” Summers posted on X. “We are getting the worst of both worlds – concerns about inflation and an economic downturn and more uncertainty about the future and that slows everything.”

The investment bank Goldman Sachs revised down its growth forecast for this year to 1.7% from 2.2% previously. It modestly increased its recession probability to 20% “because the White House has the option to pull back policy changes if downside risks begin to look more serious.”

Trump has tried to assure the public that his tariffs would cause a bit of a “transition” to the economy, with the taxes prodding more companies to begin the years-long process of relocating factories to the United States to avoid the tariffs. But he set off alarms in an interview broadcast on Sunday in which he didn’t rule out a possible recession.

“I hate to predict things like that,” Trump said on Fox News Channel’s “Sunday Morning Futures.” ”There is a period of transition, because what we’re doing is very big. We’re bringing wealth back to America. That’s a big thing. And there are always periods of — it takes a little time. It takes a little time. But I don’t — I think it should be great for us. I mean, I think it should be great.”

The promise of great things ahead did not eliminate anxiety, with the S&P 500 stock index tumbling 2.7% on Monday in an unmistakable Trump slump that has erased the market gains that greeted his victory in November 2024. The S&P 500 index fell roughly 0.4% in Tuesday morning trading.

The White House after the markets closed on Monday highlighted that the tariffs were prompting companies such as Honda, Volkswagen and Volvo to consider new investments in U.S. factories.

It issued a statement that Trump’s combination of tariffs, deregulations and increased energy production had led industry leaders to promise to “create thousands of new jobs.”

The significance of thousands of additional jobs was unclear, as the U.S. economy added 2.2 million jobs last year alone, according to the Bureau of Labor Statistics.

ALEX VEIGA, The Associated Press

Detroit-based mortgage lender Rocket Cos. has agreed to acquire online real estate brokerage Redfin in an all-stock deal valued at $1.75 billion.

The transaction, announced Monday, gives one of the nation’s largest mortgage lenders an in-house network of more than 2,000 real estate agents across 42 states and Redfin’s popular home and rental housing listings platform, which draws nearly 50 million monthly visitors.

The deal values Redfin at $12.50 per share. Shares in Seattle-based Redfin soared 68.5% in morning trading to $9.81 per share, while shares in Detroit-based Rocket Cos. slumped 15%.

Rocket expects the acquisition will save the company $140 million in costs by eliminating duplicative operations and other expenses. Rocket also anticipates the move will boost revenue by more than $60 million by enabling the company to connect its clients with Redfin’s agents and, ultimately, offering those customers other real estate services that Rocket provides, including title insurance and loan servicing.

Redfin CEO Glenn Kelman is expected to remain at the helm of the real estate brokerage, reporting to Rocket’s CEO, the companies said.

Under the terms of the deal, each share of Redfin common stock will be exchanged for a fixed ratio of 0.7926 shares of Rocket Cos. Class A common stock, which represents a premium of 63% over the volume weighted average price of Redfin’s common stock for the 30 days ended March 7.

Once finalized, current Rocket Cos. shareholders will own roughly 95% of the combined company on a fully diluted basis, while Redfin shareholders will own about 5%, the companies said.

The companies’ board of directors have already approved the transaction, though Redfin shareholders still have to sign off on the sale. The companies expect the transaction to close in the second or third quarter this year.