The pandemic was the final act for some movie theaters but others found a way to bounce back.

And it’s these innovative theater owners, who not only survived the shut down and surge in streaming subscriptions implemented new ways to engage audiences and are now enjoying what the industry calls the next great era of cinema.

“I think movie theaters will always be around,” said Joel Kincaid, vice-president of operations for MJR Theatres, during last week’s grand opening of MJR’s new state-of-the-art IMAX auditorium at MJR Troy Cinema.

“As long as they continue to adapt and evolve,” Kincaid added, while greeting a wave of guests excited to see “The Fantastic Four: First Steps” on what is a really big screen.

Not to mention a really big investment for MJR.

“It’s in the millions,” Kincaid said, of the second IMAX screen to be installed at one of MJR’s 10 Michigan theaters.

Patrons of MJR Southgate were the first to experience MJR’s IMAX screen two years ago.

“We’re thrilled to bring this next level IMAX experience to our guests at MJR Troy,” said the VP prior to the opening. “Combining the cutting-edge visuals and sound of IMAX’S 4K laser technology with our signature zero-gravity recliners, VIP privacy pods and LUX Loungers this will undoubtedly be the golden standard for moviegoing in Metro Detroit.”

Among those who would agree is Paul Gantz.

“We have seen investments in the future of moviegoing payoff in a big way,” said Gantz, co-founder of Emagine Entertainment, who was featured in a special report by Cinema United, a trade organization founded in 1948, representing more than 31,000 movie screens in all 50 states, and more than 30,000 screens in 80 countries worldwide. “The enthusiasm that our customers show is undeniable.”

Big changes

Watching movies from the comforts of home is nice but it’s nothing like the experience of IMAX as many fans will tell you.

The rumble in your seat.

The sounds.

The amazing details in the big picture.

“You feel connected to the movie,” said Jordan Kitson of Eastpointe, who attended MJR’s IMAX event featuring free food, drinks, popcorn, candy and a short film highlighting why IMAX is as incredible as everyone says it is.

Among the Hollywood directors promoting the fantastic screens is writer-director Christopher Nolan, who has been shooting with IMAX cameras since “The Dark Knight,” according to an article by the Associated Press.

“The sharpness and the clarity and the depth of the image is unparalleled,” Nolan said. “The headline, for me, is that by shooting on IMAX 70mm film you’re really letting the screen disappear. You’re getting a feeling of 3D without the glasses. You’ve got a huge screen and you’re filling the peripheral vision of the audience.”

A recent example is Nolan’s “Oppenheimer.”

The film about J. Robert Oppenheimer, the theoretical physicist who oversaw the development of the first atomic bomb during World War II, Nolan and his effects teams were faced with the immense task of recreating the blast with all of its blinding brilliance.

“We knew that this had to be the showstopper,” Nolan said, adding that high resolution cameras are enabling directors to do all of the amazing things with pictures that they’ve only been able to do with sound in terms of an oversize impact for the audience.

Paul Feig concurred.

However, the Clinton Township native and Hollywood director of such blockbuster films as “Bridesmaids,” “The Heat,” “Spy,” and “Ghostbusters” said the medium has to match the content.

“There are movies that benefit from the scale and filmic quality of the large format physical 70mm film. But digital technology has gotten so advanced that most audiences will be hard put to tell the difference between 70mm and high-end digital. For 70mm to be effective it needs to be shown in a large format venue like IMAX, of which there are fewer theaters,” Feig told The Macomb Daily. “When I made ‘Ghostbusters,’ we released an IMAX version that had been shot on digital cameras and the scope and quality were comparable to 70mm without us having to incur the higher costs of that format. So, to me, 70mm is more of a personal creative choice for a filmmaker but not necessarily something that most audiences will be aware of unless it’s advertised to them.”

When they do know their movie is on IMAX that’s where they want to see it.

“We see patrons exchanging their tickets all the time in order to see a movie on IMAX,” said Gantz, who built one of the state’s largest movie screens just before the pandemic at their Canton location as part of Emagine’s Super EMX branding.

Construction of the screen required a 15,000 square foot addition to the complex, and was completed in a breakneck pace of only 104 days.

Since then, two other screens, measuring roughly the size of a regulation NBA basketball court have been added in Novi and Batavia and according to Gantz are always the first to sell out.

“We served 5.7 million guests last year and we’re ahead of the pace in 2025,” he said, of their attendance in all theaters.

AMC, which has 9,789 screens at 871 locations in 11 countries, announced XL at AMC last year, which was an initiative that boosts existing extra large screens with stunning 4K laser projection. According to Cinema United the concept was piloted in Europe at the company’s ODEON Cinemas locations and after encouraging customer feedback decided to expand to 50-100 screens in the U.S.

Theater goers

Technology plays a big role in movies.

But it’s not everything.

Brian Kitson of Eastpointe is a reader and when Warner Bros. Pictures started releasing the film adaptations of J.K. Rowling’s world of wizards in movie theaters across the country he was there.

“I’ll never forget those midnight releases,” he said, recalling the thrill of waiting in line late at night in order to be the first among his friends to see the latest installment in the “Harry Potter” franchise.

“I read all of the books so getting to see them come to life on the big screen was magical,” said Kitson, who attended MJR’s big screen debut.

Joining him was Nicholas Miller of Hamlin Park, whose fondest memory was going to the movies with his grandfather, who died not long after they enjoyed a night out together.

“We love going to the movies,” said Micah Moss of Detroit, who attended MJR’s big screen debut along with her husband Caleb Moss. “The popcorn. The VIP seats. “We probably go once a week.”

VIP seats are cozy vignettes that theaters are providing for audiences who want a little more comfort and privacy, for a little more money, that feature leather recliners and a side table like you might have at home.

“It’s a lot different from watching a movie at home,” said Caleb, who was particularly excited to see “Black Panther” among other Marvel movies on the big screen.

Micah said she’s always been a fan of movie theaters.

“I will never forget seeing ‘Aladdin,’ for the first time,” said Micah, recalling one of her earliest memories of going to the movies with her family. “I went with my parents. It was such a good experience.”

Caleb said he had a similar experience with “Indiana Jones.”

Troy Mayor Ethan Baker said it is all about the experience that theaters are providing now.

“Just think about it. Back in the 80’s and 90’s we were all sitting on uncomfortable seats (very close together) because it was our only option,” said Baker, who was very pleased to see MJR investing in their business and replacing the old seats with new recliners. “Now the theaters are competing with streaming movies at home so they have to be able to provide that family room atmosphere here.”

Even still, Baker said theaters have always provided audiences with a fun escape.

As a young man working his way through law school, Baker said the theater was a break from his usual studies. It also gave him a fun place to take his girl, Bethany, now his wife and the mother of their three children.

“The movie theater brings families together and it’s a good way for them to bond,” added Baker, remembering how excited his daughter was after seeing Disney’s “Up.” “For years after she would always say, ‘Remember when we went to see ‘Up’ dad?’”

“Movies mean a lot to people,” Baker said.

They also mean a lot to actors, many of whom have gone out of their way to promote movie theaters.

“If it weren’t for folks like Tom Cruise and Christopher Nolan I think it’s entirely conceivable that the studios could have cut their ties with us and left us in the dust pile,” Gantz said, referring to the golden era of streaming television mined during the pandemic. “They believe in the value of the communal experience and services that come with seeing a movie on the big screen.”

“It’s just a different experience,” Gantz said, adding that he believes that there’s room for everyone to be successful but that movie theaters have to get better in order to compete.”

Industry report

“Every single day, exhibitors (theaters) around the world strive to find creative ways to elevate the moviegoing experience,” said the report by Cinema United highlighting what movie theaters are doing to achieve that goal.

These goals include:

• Reinvesting in their communities,• Technological innovation• And more than a movie: this includes everything from new food offerings, special screenings for autism and dementia viewers to heated seats and special merchandising such as collectible popcorn tins.

Emagine has two major partners who provide the collectible tins, which right now are as hot as Johnny Storm, on a regular basis including Goldenlink and Snap Company. The recent release of “The Fantastic Four” featured a Galactus Tub popcorn vessel that had a price tag of $70. Gantz said they only ordered 108 tubs for the entire chain thinking because of the price they wouldn’t move.

“We sold 105 on the first day,” Gantz said. “This is an emerging avenue for our industry and we will continue to look to provide items and merchandise that our guests clearly want.

Many theaters across the country are also partnering with groups and organizations in their community.

One example in the report was The State Theatre in Iowa.

Since 1897, movie goers have shared a communal experience at the State Theatre, and it remains an irreplaceable part of the community.

The team that runs the day-to-day operations, Fridley Theatres has 97 screens and 17 locations throughout the state, and while it has a storied past it doesn’t rely solely on its history as the main draw.

The theatre regularly partners with the chamber of commerce for events like last fall’s Halloween movie and theatre ghost tour. Every April, the State Theatre participates in Washington’s annual Farm to Film Fest, hosting opening ceremonies for the festival and screenings of local films.

“In an age of megaplexes, the State Theatre is an anomaly in the movie industry,” said Adam Nihart, director of Theatre Operations for Fridley Theatres. “It isn’t lost on us that the perfect combination of historical significance, community support, and caring management makes it a success.”

According to Cinema United, watching a movie on the big screen is here to stay.

“Theatres are the cornerstones of small towns, rural communities, and major cities all around the world,” Cinema United said in their March report. “Going to the movies is ingrained in our social fabric, and movie fans of all ages continue to flock to theatres of all sizes to see movies on the big screen.”

As a filmmaker Feig said he makes movies for large groups of people to see and enjoy.

“We engineer our films to have maximum impact for a live audience to interact with and react to,” Feig said. “While the advent of streamers making movies has thankfully allowed us to get some of our films made, nothing can ever replace the effectiveness of having our movies play to full theaters of people versus individuals watching in their homes. Simply put, I believe movies just mean more to people when they first experience them on the big screen.”

By Katie Kelton, CCC, Bankrate.com

When it comes to back-to-school shopping, some of us might think fondly of new backpacks and the scent of fresh pencils. But Bankrate’s 2025 Back-to-School Shopping Survey shows others might simply see dollar signs.

Stubborn inflation continues to change how nearly 1 in 3 back-to-school shoppers (30%) shop, but that percentage has trended down in recent years, perhaps indicating Americans have become more accustomed to paying higher prices.

Ronda Sunderhaus, Bankrate senior account manager in Charlotte, North Carolina, has lengthy back-to-school shopping lists for her three kids. In addition to school supplies, they buy several new outfits, backpacks and lunch boxes — “Those never seem to last when you pack lunch every day of the week,” she says.

That’s why her family looks for deals and compares prices together.

“I involve (my kids) in price comparison and decision-making when it comes to clothes, shoes and backpacks, too,” she says.

One category they can skimp on is electronics. “Because my kids are younger, the only ‘technology’ needs they have are generally headphones,” she explains. “I usually opt for a low-cost pair, since kids are prone to losing or breaking things, and replace annually.”

Almost half of shoppers (49%) plan to employ money-saving strategies this fall, from finding cheaper brands to budgeting to buying less.

“The cumulative effects of higher prices and high interest rates are still weighing on many households,” says Ted Rossman, Bankrate senior industry analyst. “Tariff concerns are also significantly impacting consumer sentiment.”

Bankrate’s key insights on back-to-school shopping

• Today’s prices have nearly 1 in 3 back-to-school shoppers rethinking how they shop. Thirty percent of shoppers say they’re changing how they shop due to inflation. That’s down from 41% in 2022 and 32% in 2024, perhaps indicating that Americans are adjusting to higher price tags.
• Compared to 2022, a smaller percentage of back-to-school shoppers feel financially strained for the upcoming school year. Twenty percent of shoppers (down from 31% in 2022) say they’ll feel a strain on their budget, and another 11% (down from 26% in 2022) feel pressured to spend more than they’re comfortable with.
• Half of back-to-school shoppers are using money-saving strategies this season. Forty-nine percent of shoppers have taken or plan to take action — buy cheaper brands, look for deals, budget or buy fewer supplies — for the upcoming school year.

Inflation continues to plague back-to-school shoppers, but less so than in years past

Nearly 1 in 3 back-to-school shoppers (30%) say inflation is changing how they shop. That’s down from 32% in 2024 and 41% in 2022, during peak inflation.

Inflation is currently at 2.4%, well below the 9% peak in June 2022, but prices are still 23.7% higher than they were before the pandemic. However, our polling shows this is becoming less of an issue for shoppers. While the Bureau of Labor Statistics doesn’t specifically track the price of school supplies, we can look at the prices of a few similar categories this year (as of May 2025) versus last year.

Stationery, stationery supplies and gift wrap are 4.7% more expensive than last year.

Boys’ apparel is 2.1% more expensive, but girls’ apparel is 1.3% cheaper.

Computers, peripherals and smart home assistance are 3.5% cheaper. But computer software and accessories are 6.1% more expensive.

Educational books and supplies are 9.4% more expensive.

One in 5 shoppers (20%) say these costs will or are straining their budgets, which is down from 31% in 2022. And around 1 in 10 shoppers (11%) feel pressured to spend more than they’re comfortable with, which is down from 26% in 2022.

• More millennials and Gen Zers are back-to-school shopping than older generations Overall, more than 1 in 3 U.S. adults (36%) are back-to-school shopping this year — for themselves or for a child. That includes nearly half of millennials (ages 29-44; 49%) and Gen Zers (ages 18-28; 44%). Only 1 in 3 Gen Xers (ages 45-60; 33%) and around 1 in 5 boomers (ages 61-79; 21%) are back-to-school shopping.
• Most back-to-school shoppers won’t take on debt this season Six percent of shoppers plan to take on debt for back-to-school shopping this year. “We do not worry about the start of school debt, but know many families do,” Sunderhaus says.

Nearly half of Americans (46%) have credit card debt, according to Bankrate’s 2025 Credit Card Debt Report. But nearly half of those debtors (45%) say it’s because of emergency expenses, like car repairs or medical bills. Armed with a budget and money-saving strategies, it’s possible to avoid debt this back-to-school season.

Nearly half of shoppers plan to use money-saving methods

Alene Laney, a personal finance writer in Provo, Utah, and mom of five, finds creative ways to save on back-to-school shopping. Their local public schools provide supplies, but her family is still on the hook for new school clothes, technology, backpacks and so on.

“I try to keep costs as low as possible, and the extra expenses come from a monthly budget category for essential home items,” Laney says.

She’s among nearly half of back-to-school shoppers (49%) who are employing one or more of these money-saving strategies in 2025.

1 in 5 will buy cheaper brands

Twenty percent of back-to-school shoppers say they bought or will buy cheaper brands than usual, down from 35% in 2022.

Try opting for generic versions of your kids’ favorite brands or comparing prices between stores to trim down your budget. “I buy cheaper brands for the things that don’t matter (paper, binders, scissors),” Sunderhaus says. “I also price compare between in-store deals (Target, Walmart) and Amazon online. I usually find that highlighters, expo markers, and ironically, glue sticks in bulk and then divided among my kids, are cheaper via Amazon.”

1 in 5 will look for deals

Twenty percent also have or plan to find more deals and coupons than in the past. But that’s down from 47% in 2022.

With five kids, it’s important for Laney and her kids to buy things that will last without breaking the bank. “I don’t go for the cheapest brands — I try to get the highest quality for the lowest price,” she explains. “For that, I’m a big Costco fan. I also shop all the discount stores like TJ Maxx, Ross, Marshall’s and Burlington Coat Factory.”

Nearly 1 in 5 will budget for back-to-school

Eighteen percent already did or plan to set money aside and/or budget for back-to-school shopping, which is down from 33% in 2022.

Budgeting prevents impulse buying, which is a weakness for many Americans. And it helps you identify other categories where you might be able to spend less this season, so there’s enough money to go around. You could also start saving up for back-to-school shopping a couple of months in advance.

About 1 in 6 will buy fewer school supplies

Sixteen percent are buying fewer school supplies than in previous years due to the cost, compared to 36% in 2022.

“Consider asking your child’s teacher what’s essential on day one versus what can wait until later in the year,” Rossman says. Your kids may not need everything on the list right away. They might also be able to use last year’s backpack, folders, pens and pencils and more.

5 ways to save money this back-to-school season

Once summer camps are over and schools start sending emails again, here are a few lessons to help you shop affordably for back-to-school.

• Set a budget. With a monthly budget that fluctuates by season, you can plan ahead for back-to-school spending by pulling money from other everyday categories. For example, if you budget $500 for school supplies, you might be able to cut $200 from your family’s dining out budget, $200 from entertainment and another $100 by skipping pricey snacks and only buying in bulk that month.
• Make a shopping list. With a list in hand — that you actually stick to — you won’t get sucked into buying more than you need or what your kids throw in the cart. Base the list on your budget and recommendations from the school, but also look for ways to reuse supplies from last year.
• Stack discounts. Try “combining a rewards credit card with store promotions, online shopping portals and/or card-linked offers,” Rossman advises. Those small savings can add up for a big shopping list.
• Include your kids in the process. Back-to-school shopping is a way to teach your kids about budgeting while minimizing bickering over what to buy. “I make my elementary kids responsible for holding onto their list in the store and marking off what we have as we go,” Sunderhaus says. “We also talk about the brands and prices of the items they are picking out.” When her 6-year-old wanted a video game-themed pencil box, he chose to compromise for a more affordable lunch box.
• Shop secondhand. Thrifting clothes and supplies, when possible, can help you get lower prices while helping the environment. Laney and her kids often shop secondhand and re-wear items. “I’m always surprised at the high quality of clothes I can get secondhand,” she says. “We’re happy to wear hand-me-downs or yard sale treasures.”

Methodology: Bankrate commissioned YouGov Plc to conduct the survey. All figures, unless otherwise stated, are from YouGov Plc. Total sample size was 2,616 adults, of which 914 have or will do back-to-school shopping this year. Fieldwork was undertaken between June 2-4, 2025. The survey was carried out online. The figures have been weighted and are representative of all US adults (aged 18+).

©2025 Bankrate.com. Distributed by Tribune Content Agency, LLC.

By Carson Hartzog, The Minnesota Star Tribune

Color-coded folders and notebooks. A fresh stash of pens and pencils. A new outfit.

Millions of American students from preschool through college, and their (often) bankrolling parents, back-to-school shop ahead of each fall. But as prices rise, technology evolves and new products hit the shelves, families are seeking ways to keep checking off the school supply list affordably.

“When I was young, I had $50 to go to the grocery store. I go now, and that’s, like, three or four items,” said Matt Marsh, Minneapolis managing partner at Deloitte. “Everything costs more. So families are getting squeezed a bit, and it’s creating a level of anxiety.”

According to PwC’s inaugural back-to-school survey, nearly 3 in 4 parents said they’ll spend the same or more than they did last year on school supplies, even with higher prices and economic volatility.

“There’s still this underlying element of consumer confidence,” said Kelly Pedersen, a partner at PwC. “Even though we hear a lot of uncertainty in the market, people still need to shop for back-to-school.”

Plan and budget

Before shopping, take inventory of last year’s supplies. About a third of parents plan to reuse items, according to PwC.

Budgeting, paired with a specific shopping list, can prevent impulse buying.

In Minneapolis, parents Deloitte surveyed expected to spend $682 per child this year. That’s 20% more than the national average.

Niki Kroll of Minneapolis typically starts her back-to-school shopping in July and has already noticed higher prices. Various name-brand notebooks, folders and backpacks seem to be more expensive than previous years. But she has had success finding pencils, glue sticks and other basics on sale.

Those surveyed planned to spend less on clothing and more on school supplies. They also plan to spend more of their budget on tech than last year, though experts expect the total of those tech purchases to stay flat in comparison to last year’s $520 per family.

Assess need

As kids progress in school, more advanced classes might require new tech purchases, like a different calculator model, nearly each year. Delaying that purchase if possible or downgrading it — such as buying an older or used version — can free up room for more necessities like binders, scissors and pencil cases.

“Consider asking your child’s teacher what’s essential on day one vs. what can wait until later in the year,” wrote Ted Rossman, Bankrate senior industry analyst, in an analyst note.

Shop now

More than a third of parents PwC surveyed said they’re starting earlier this year to snag better prices and beat the rush.

“There’s this thought that the better deals are out there earlier before the heart of back-to-school in August,” Pedersen said.

Deloitte’s survey found more than two-thirds of Minneapolis parents plan to finish most of their school shopping by the end of July. They were able to cash in on recent sales like Target’s Circle Week and Amazon’s Prime Day. But several retailers are hosting back-to-school promotions through August.

Target announced Tuesday “Back-to-School-idays” discounts from July 27-Aug. 2. The retailer is maintaining its 2024 prices on key items, and some stores will have personalization stations with embroidery and patches for backpacks, lunchboxes, towels and pillows.

Walmart is offering lower prices than last year on select items, such as highlighters, erasers and notebooks.

Use AI

One in five parents told PwC they plan to use artificial intelligence to find the best deals this season.

“The biggest change we’ve seen with AI shopping is the agent concept, basically putting in your shopping list and budget to optimize your list and what you buy,” Pedersen said. “It’s really taking all of the searching work out of having to do back-to-school shopping.”

AI tools like app and website ChatGPT allow users to paste in a list of school supplies and make requests, like “find these items for the cheapest prices online or in-store within 20 miles of Minneapolis.” Users can also ask to search specific stores and keep the total under a certain amount.

Don’t fall for influencers

Deloitte’s data shows parents who use social media are likely to spend 1½ times more on back-to-school than others. Higher education, bigger wages, better access to the internet and more leisure time spent online all play a role.

“Generally, retailers are moving marketing dollars toward influencers, and influencers are creating behaviors that might result in that splurge purchase,” Marsh said.

More than two-thirds of Minneapolis parents said their child’s preferences often steer them to spend more, and 63% are willing to spend a little extra on their child’s first-day outfit compared with 57% nationally.

Make it fun

In Bloomington, Mall of America is hosting giveaways, limited-time promotions and events for back-to-school. Shoppers can scan the Mall of America app once per day for a chance to win a gift card or rewards points. The mall plans to give away more than $10,000 in gift cards between Aug. 11-31.

Deals are also available for the Nickelodeon Universe theme park and Crayola Experience from Aug. 4-Sept. 30.

“For parents and families coming to Mall of America, it’s a one-stop shop,” said Jill Renslow, Mall of America’s chief business development and marketing officer. “It’s a destination where people have that tradition of coming for not only shopping, but to go on some rides or grab lunch.”

Many cities also offer local events for free or low-cost school supplies, just look on city events calendars.

In store vs. online

Younger parents are leading a small resurgence of in-store shopping.

“Every year in our stats, Gen Zs are the ones who are visiting physical stores the most,” Pedersen said. “[They] value in-person experiences, and in some cases, they’re willing to pay a premium price for that.”

Gen Z also reported a higher likelihood of buying in-store. In previous years, younger shoppers more commonly browsed stores to try on or test products but made final purchases online.

Income also plays a role. Families earning under $75,000 are nearly twice as likely to shop only in-store, while higher-income households tend to prefer online shopping.

Be strategic

While inflation has cooled to 2.4%, prices are still up nearly 24% compared with pre-pandemic levels, according to Bankrate.

“It’s not like when the rate goes down, prices go down. They just don’t go up as fast anymore,” Marsh said. “But there’s a lot of economic anxiety about pricing.”

Looking for generic versions of favorite brands or comparing prices across stores can save money. So can thrifting, Pedersen said. About a fifth of shoppers said they’re looking to shop secondhand.

Shoppers can stack discounts by combining a rewards credit card with store promotions or other available offers, which can add up to considerable savings, Rossman wrote in an analyst note.

For Kroll, she enjoys letting her kids pick their most personal items, like lunchboxes. Despite higher prices, those moments are some of her family’s favorite memories.

“We really like shopping for backpacks and things that have more wiggle room for the kids’ own style. The lists have gotten quite specific, so it’s fun when they can pick out their own stuff,” Kroll said. “My son knows immediately what he wants, and my daughter tries on about 10 backpacks while looking in the mirror.”

©2025 The Minnesota Star Tribune. Visit at startribune.com. Distributed by Tribune Content Agency, LLC.

By CHRISTOPHER RUGABER, AP Economics Writer

WASHINGTON (AP) — President Donald Trump on Friday called for the firing of the head of the agency that produces the monthly jobs figures after a report showed hiring slowed in July and was much weaker in May and June than previously reported.

Trump in a post on his social media platform alleged that the figures were manipulated for political reasons and said that Erika McEntarfer, the director of the Bureau of Labor Statistics, who was appointed by former President Joe Biden, should be fired.

“I have directed my Team to fire this Biden Political Appointee, IMMEDIATELY,” Trump said on Truth Social. “She will be replaced with someone much more competent and qualified.”

Friday’s jobs report showed that just 73,000 jobs were added last month and that 258,000 fewer jobs were created in May and June than previously estimated.

McEntarfer was nominated by Biden in 2023 and became the Commissioner of the Bureau of Labor Statistics in January 2024. Commissioners typically serve four-year terms but since they are political appointees can be fired. The commissioner is the only political appointee of the agency, which has hundreds of career civil servants.

Trump focused much of his ire on the revisions the agency made to previous hiring data. Job gains in May were revised down to just 19,000 from 125,000, and in June they were cut to 14,000 from 147,000. In July, only 73,000 positions were added. The unemployment rate ticked up to a still-low 4.2% from 4.1%.

“No one can be that wrong? We need accurate Jobs Numbers,” Trump wrote. “She will be replaced with someone much more competent and qualified. Important numbers like this must be fair and accurate, they can’t be manipulated for political purposes.”

The monthly employment report is one of the most closely-watched pieces of government economic data and can cause sharp swings in financial markets. The disappointing figure sent U.S. market indexes about 1.5% lower Friday.

While the jobs numbers are often the subject of political spin, economists and Wall Street investors — with millions of dollars at stake — have always accepted U.S. government economic data as free from political manipulation.

By ALEXANDRA OLSON, AP Business Writer

NEW YORK (AP) — The Senate confirmed Andrea Lucas to another term as commissioner of the country’s workplace civil rights agency, demonstrating firm Republican support for her efforts to root out diversity programs, roll back protections for transgender workers and prioritize religious rights in the workplace.

Democratic lawmakers and prominent civil rights groups fiercely opposed Lucas’ confirmation, saying she has subjected the Equal Employment Opportunity Commission to the whims of the president, who elevated her to acting chair in January and, in an unprecedented act, fired two of the agency’s Democratic commissioners before their terms expired.

Lucas, who was first appointed to the EEOC in 2020, secured another five-year term with a 52-45 party-line Senate vote on Thursday night, but it will be up to President Donald Trump if she continues as chair.

Lucas has firmly aligned the EEOC with Trump’s civil rights agenda, declaring during her confirmation hearing last month that she doesn’t consider the agency to be independent, a position she acknowledged was a shift from her previously stated views.

In compliance with Trump’s executive order declaring two unchangeable sexes, the EEOC dropped lawsuits on behalf of transgender workers and stalled progress on others. Lucas has also leveraged the EEOC’s enforcement powers to help the Trump administration target private institutions over their DEI programs or allegations of antisemitism. Her confirmation came a week after the EEOC secured a $21 million settlement with Columbia University over allegations of harassment against Jewish employees, part of a broader agreement with the Trump administration to restore federal research money.

“I look forward to continuing the historic progress this agency has made since the start of the second Trump Administration under my leadership — from securing multiple settlements with some of the world’s largest law firms to disavow DEI and embrace merit-based hiring and other employment practices, to obtaining the largest EEOC settlement to date for victims of antisemitism on behalf of Jewish employees at Columbia University,” Lucas said in a statement following her confirmation.

Democrats have assailed Lucas’ leadership as part of the Trump administration’s wider attempts to increase his authority by politicizing agencies long considered to be independent.

“In just a few short months as Acting Chair, Andrea Lucas has warped the mission of the EEOC beyond recognition and weaponized the agency to green light discrimination, roll back protections for people who are sexually assaulted at work, and intimidate anyone who challenges President Trump,” Sen. Patty Murray said in a statement.

Last week, legal and civil rights groups filed a lawsuit against the EEOC claiming that is has unlawfully refused to enforce federal protections for transgender workers.

But Republican senators and some business groups and religious institutions have praised Lucas’ leadership, especially her commitment to rolling back Biden-era guidance and regulations strengthening protections for transgender workers and women seeking abortions, birth control and fertility treatments.

The U.S. Chamber of Commerce supported Lucas’ confirmation, saying in a statement that she “believes in finding balance in EEOC policies and decisions.”

The EEOC, which investigates employment discrimination in the private sector, was created by Congress under the 1964 Civil Rights Act. The dismissals of the commissioners left the EEOC without the quorum needed to make some major decisions. That will change if the Senate confirms a second Trump nominee, Britanny Panuccio.

By MELINA WALLING and MATTHEW DALY

When President Donald Trump rolled out a plan to boost artificial intelligence and data centers, a key goal was wiping away barriers to rapid growth.

And that meant taking aim at the National Environmental Policy Act — a 55-year-old, bedrock law aimed at protecting the environment through a process that requires agencies to consider a project’s possible impacts and allows the public to be heard before a project is approved. Data centers, demanding vast amounts of energy and water, have aroused strong opposition in some communities.

The AI Action Plan Trump announced last week would seek to sweep aside NEPA, as it’s commonly known, to streamline environmental reviews and permitting for data centers and related infrastructure. Republicans and business interests have long criticized NEPA for what they see as unreasonable slowing of development, and Trump’s plan would give “categorical exclusions” to data centers for “maximum efficiency” in permitting.

A spokeswoman for the White House Council on Environmental Quality said the administration is “focused on driving meaningful NEPA reform to reduce the delays in federal permitting, unleashing the ability for America to strengthen its AI and manufacturing leadership.”

Trump’s administration has been weakening the law for months.

“It’s par for the course for this administration. The attitude is to clear the way for projects that harm communities and the environment,” said Erin Doran, senior staff attorney at environmental nonprofit Food & Water Watch.

Here’s what to know about this key environmental law, and Trump’s effort to weaken it:

What is NEPA and why does it matter?

NEPA is a foundational environmental law in the United States, “essentially our Magna Carta for the environment,” said Wendy Park, a senior attorney at the Center for Biological Diversity, another environmental group, referring to the 13th century English legal text that formed the basis for constitutions worldwide.

Signed into law by President Richard Nixon in 1970, NEPA requires federal agencies proposing actions such as building roads, bridges or energy projects to study how their project will affect the environment. Private companies are also frequently subject to NEPA standards when they apply for a permit from a federal agency.

In recent years, the law has become increasingly important in requiring consideration of a project’s possible contributions to climate change.

“That’s a really important function because otherwise we’re just operating with blinders just to get the project done, without considering whether there are alternative solutions that might accomplish the same objective, but in a more environmentally friendly way,” Park said.

But business groups say NEPA routinely blocks important projects that often take five years or more to complete.

“Our broken permitting system has long been a national embarrassment,” said Marty Durbin, president of the U.S. Chamber’s Global Energy Institute. He called NEPA “a blunt and haphazard tool” that too often is used to block investment and economic development.

The White House proposal comes as Congress is working on a permitting reform plan that would overhaul NEPA, addressing long-standing concerns from both parties that development projects — including some for clean energy — take too long to be approved.

What’s happened to NEPA recently?

NEPA’s strength — and usefulness — can depend on how it’s interpreted by different administrations.

Trump, a Republican, sought to weaken NEPA in his first term by limiting when environmental reviews are required and limiting the time for evaluation and public comment. Former Democratic President Joe Biden restored more rigorous reviews.

In his second term, Trump has again targeted the law.

An executive order that touched on environmental statutes has many agencies scrapping the requirement for a draft environmental impact statement. And the CEQ in May withdrew Biden-era guidance that federal agencies should consider the effects of planet-warming greenhouse gas emissions when conducting NEPA reviews.

Separately, the U.S. Supreme Court in May narrowed the scope of environmental reviews required for major infrastructure projects. In a ruling involving a Utah railway expansion project aimed at quadrupling oil production, the court said NEPA wasn’t designed “for judges to hamstring new infrastructure and construction projects.”

“It’s been a rough eight months for NEPA,” said Dinah Bear, a former general counsel at the Council on Environmental Quality under both Democratic and Republican presidents.

John Ruple, a research professor of law at the University of Utah, said sidelining NEPA could actually slow things down. Federal agencies still have to comply with other environmental laws, like the Endangered Species Act or Clean Air Act. NEPA has an often overlooked benefit of forcing coordination with those other laws, he said.

Some examples of cases where NEPA has played a role

A botanist by training, Mary O’Brien was working with a small organization in Oregon in the 1980s to propose alternative techniques to successfully replant Douglas fir trees that had been clear-cut on federal lands. Aerially sprayed herbicides aimed at helping the conifers grow have not only been linked to health problems in humans but were also killing another species of tree, red alders, that were beneficial to the fir saplings, O’Brien said.

The U.S. Forest Service had maintained that the herbicides’ impact on humans and red alders wasn’t a problem. But under NEPA, a court required the agency to redo their analysis and they ultimately had to write a new environmental impact statement.

“It’s a fundamental concept: ‘Don’t just roar ahead.’ Think about your options,” O’Brien said.

O’Brien, who later worked at the Grand Canyon Trust, also co-chaired a working group that weighed in on a 2012 Forest Service proposal, finalized in 2016, for aspen restoration on Monroe Mountain in Utah. Hunters, landowners, loggers and ranchers all had different opinions on how the restoration should be handled. She said NEPA’s requirement to get the public involved made for better research and a better plan.

“I think it’s one of the laws that’s the most often used by the public without the public being aware,” said Stephen Schima, senior legislative counsel at environmental law nonprofit Earthjustice. “NEPA has long been the one opportunity for communities and impacted stakeholders and local governments to weigh in.”

Schima said rolling back the power of NEPA threatens the scientific integrity of examining projects’ full impacts.

“Decisions are going to be less informed by scientific studies, and that is one of the major concerns here,” he said.

Ruple said uncertainty from NEPA changes and competing opinions on how to comply with the law’s requirements may invite even more litigation.

“And all of this will fall on the shoulder of agencies that are losing the staff needed to lead them through these changes,” he said.

This story has been updated to correct the date to 2012, not 2018, for a U.S. Forest Service proposal for aspen restoration in Utah.

Follow Melina Walling on X @MelinaWalling and Bluesky @melinawalling.bsky.social.

The Associated Press’ climate and environmental coverage receives financial support from multiple private foundations. AP is solely responsible for all content. Find AP’s standards for working with philanthropies, a list of supporters and funded coverage areas at AP.org.

By CATHY BUSSEWITZ

NEW YORK (AP) — After five years of working long nights as a truck driver, Julius Mosley wanted a change. He found driving unfulfilling, and his teenage son needed him to spend more time at home.

So Mosley took a job as a customer service representative at a telecommunications company near his home. The employee benefits included being able to take job-related classes for free. He decided he wanted to study leadership so he could learn about managing teams and helping people become the best versions of themselves.

His company, Spectrum, paid for a 10-week front-line manager certificate program that Mosley went on to complete. Then it covered the tuition cost for a bachelor’s degree in leadership and organization studies that he’s currently pursuing. The company also promoted him to a management position while he took college courses online.

“It’s completely changed the course of my life,” Mosley said about the education benefit, which took care of his tuition up front instead of requiring him to pay and seek later reimbursement. “It’s truly a blessing to be able to do this.”

As higher education costs have grown to heights many U.S. residents find unattainable or illogical, some adults are looking to their employers for help defraying the expense of college and professional credentials. Nearly half of public and private employers have a tuition reimbursement program for employees, according to the Society for Human Resource Management, or SHRM.

Many employers that provide tuition assistance reimburse staff members up to $5,250 per year because that amount is tax-deductible, said Amy Dufrane, CEO of the Human Resource Certification Institute, which offers credentials to HR professionals.

Some companies offer more, including Bank of America, which provides tuition assistance of up to $7,500 annually, and Spectrum which, in addition to its prepaid tuition program, reimburses employees earning master’s degrees or enrolled in classes that fall outside the scope of its prepaid program up to $10,000 per year.

“For companies who are looking to attract Generation Z and Millennials, it’s a great way to bring them in because they’re keenly interested in how companies are investing in them and the benefits that are available,” said Dufrane.

Because many college graduates start jobs after accumulating student loan debt, about 8% of employers also offer help with student loan repayment, according to James Atkinson, vice president of thought leadership at SHRM.

If continuing education feels out of reach financially or seems incompatible with job demands, experts say there are ways to explore the possibility, either by by making the case to your employer or seeking a position at a place that provides education benefits.

A pay-it-forward model

In traditional tuition reimbursement programs, employees lay out thousands of dollars to pay for tuition, books and fees at the start of a semester, and usually must complete the course with a passing grade before a company would kick in its contribution.

That means employees would often wait four to six months before being reimbursed, which only works for more affluent workers, said Paul Marchand, chief human resources officer at Spectrum.

“The person that can afford to put it on their credit card and sit with $3- or $4- or $5,000 of expenses due back to them and not be concerned about that cost, that is not our average worker,” Marchand said. “Our average worker is making $25, $28, $30 bucks an hour, maybe having a second job, maybe a single parent with kids, … and they’re important workers for us, and we want to help develop them and grow their careers.”

Spectrum launched a program that lets employees sign up for an array of certificates or college courses while paying nothing themselves. The eligible courses and where to take them came from Guild, a Denver company that works with employers on workforce development and tuition assistance.

Walmart offers a similar benefit to its front-line associates, who can enroll in college or certain classes without ever seeing an invoice, according to company spokesperson Jimmy Carter. The benefit also extends to family members of the employees, he said.

Help with loan repayment

As recent college graduates have struggled with debts from college, some employers have added student loan repayment programs as well as tuition assistance.

Morgan Woods, 29, a training analyst at semiconductor manufacturer GlobalFoundries, graduated from college with a $20,000 debt load. Her employer is paying $125 per month toward her student loans, a sum that will increase over time.

Woods now expects to pay off her loans four years earlier than she anticipated doing on her own and hopes it will improve her options as she explores buying a house.

“The fact that I’m now ahead of where I thought I would be a little over a year ago is very nice to see,” she said.

Making the case

Not all employers offer education benefits, and when they do, they’re not always widely publicized. To find out if your employer offers such benefits, ask a manager or a human resources representative.

Show how a course or training directly relates to your role and how it would help you do your job more effectively, Dufrane advised. Even if there’s no formal tuition reimbursement program, your employer might have a training or professional development budget.

“If you’re taking on a stretch role or entering a new industry, you can advocate for training as part of your offer. Say something like, ‘I’d like to take a course to help me get up to speed in this area.’ In my experience, that shows initiative and employers often respect it,” Dufrane said.

You can also approach your boss and say, “I want to move up and I want to invest in myself. What recommendations do you have for me?” Dufrane added.

Finding the time

Fitting in classes, study sessions and paper writing can be daunting when holding down a full-time job, but there are ways to make it work.

Rene Sotolongo, a cybersecurity analyst at the Human Resource Certification Institute, earned a master’s degree in cybersecurity using tuition reimbursement benefits from his employer. To manage his time, he switched to working Monday through Thursday, studied on weeknights and dedicated Friday through Sunday to other schoolwork.

“Without the tuition reimbursement or the organization’s flexibility, there’s no way that I would be able to” earn advanced degrees, said Sotolongo, who is now pursuing a PhD with assistance from HRCI. “It’s rewarding in every aspect.”

Providing flexibility shows commitment to employees, Dufrane said. “You’ve got to be flexible around learning because people have parents they’re taking care of and kids they’re taking care of, and going home at night isn’t always the best time to be writing a paper,” she said.

Fitting in schoolwork while also meeting the needs of a son, a fiancee, a full-time job and a puppy has been challenging for Mosley, but it also provided a way to model studious behavior for his son.

“Instead of me just telling him he needs to do his, now he’s seeing me doing schoolwork, so that actually helped out with him wanting to do his work more,” Mosley said. “We actually take time to sit down together some days to work on our homework, so it’s been a life-changing situation.”

Share your stories and questions about workplace wellness at cbussewitz@ap.org. Follow AP’s Be Well coverage, focusing on wellness, fitness, diet and mental health at https://apnews.com/hub/be-well

Margaret Giles, Morningstar

Many of the best investing moves are made on autopilot. Just look at the track record of automatic payroll deductions and savings increases.

Other investing decisions, like a transition into retirement, require a more hands-on approach.

Christine Benz, Morningstar’s director of personal finance and retirement planning, recommends taking a preemptive approach as you get closer to retirement. The key is to visualize what you want your retirement to look like while you have enough time to make any adjustments you might need to get you there.

Here are five steps to take now if you plan to retire in the next five years:

1. Consider the role of work in retirement

Decide whether some kind of work is realistically part of your retirement plan. That income stream can make your retirement spending simpler, but it shouldn’t be the linchpin of your whole plan. That’s because you may not be able to work even if you want to.

2. Track your expenses

Understand what you’re actually spending today and see whether your spending will change over the next few years and into retirement. Getting a grasp of your future spending needs will help you determine whether your plan is on track.

3. Check up on Social Security

For most people, Social Security is a key source of income in retirement. Create an account on the Social Security website and make sure they have your correct information. This will let you model out different Social Security claiming dates using your own information.

4. Assess your current retirement savings

Look at your spending and subtract Social Security to get a sense of what you’ll need from your portfolio. If your spending doesn’t align with roughly 4% or less of your portfolio, you may need to make some changes. Consider saving more, investing differently, putting off your planned retirement date, or adjusting how much you plan to spend in retirement.

5. Derisk your portfolio

As you get within 10 years of retirement, you’ll want to make sure that your asset allocation can help protect your retirement plan from getting derailed by market volatility. If equity losses happen early on in your retirement, you can spend from your safer assets and wait until the market recovers to pull from your stock portfolio.

By thinking about retirement preemptively, you’ll have a better sense of when you want to retire and what you want it to be like. Plus, you can make any course corrections needed to make it happen.

This article was provided to The Associated Press by Morningstar. For more personal finance content, go to https://www.morningstar.com/personal-finance

Margaret Giles is a senior editor of content development for Morningstar.

By CHRIS MEGERIAN, Associated Press

WASHINGTON (AP) — President Donald Trump plans to step foot in the Federal Reserve on Thursday as his allies scrutinize its expensive building renovations, a highly personal and confrontational escalation of his campaign to pressure the central bank to slash interest rates.

Trump administration officials have used concerns about the building overhaul to cast doubt on Fed Chairman Jerome Powell’s decision-making. They were scheduled to inspect the site on Thursday, and the White House announced late Wednesday that the president would also be visiting.

The visit reflects Trump’s disregard for the traditional independence of the Fed, which plays a foundational role in the American economy by setting monetary policy that is supposed to be free of political influence.

While previous presidents have criticized the Fed’s decisions, Trump’s sustained campaign is an unusual and, his critics say, dangerous departure from the norm. He has called on Powell to resign, insulted him repeatedly and suggested he could be fired.

More recently, Trump has said he has no plans to oust Powell, which could be illegal. Pushing Powell out also would send shockwaves through global markets, potentially having the opposite effect that Trump wants as he pushes for lower borrowing costs.

Trump, a Republican, appointed Powell during his first term, and President Joe Biden, a Democrat, extended his tenure. Powell’s term doesn’t end until next May, and he’s previously insisted that he will serve until then.

Not everyone in Trump’s administration agrees with the president’s contention that Powell needs to resign.

“There’s nothing that tells me that he should step down right now,” said Treasury Secretary Scott Bessent, whom Trump has floated as a potential replacement for Powell, in a recent interview with Fox Business. “He’s been a good public servant.”

Trump has criticized Powell for months because the chair has kept the short-term interest rate the Fed controls at 4.3% this year, after cutting it three times last year. Powell says the Fed wants to see how the economy responds to Trump’s sweeping tariffs on imports, which Powell says could push up inflation.

Powell’s caution has infuriated Trump, who has demanded the Fed cut borrowing costs to spur the economy and reduce the interest rates the federal government pays on its debt.

Trump will likely be disappointed again soon. A key Fed committee is expected to keep rates where they are when it meets next week.

The Fed has been renovating its Washington headquarters and a neighboring building. With some of the construction occurring underground and as building materials have soared in price after inflation spiked in 2021 and 2022, the estimated cost has ballooned from $1.9 billion to about $2.5 billion.

When asked last week if the costly rebuilding could be grounds to fire Powell, Trump said, “I think it sort of is.”

“When you spend $2.5 billion on, really, a renovation,” Trump said, “I think it’s really disgraceful.”

By Josh Boak and Alexa St. John, The Associated Press

WASHINGTON — U.S. automakers are concerned about President Donald Trump’s agreement to tariff Japanese vehicles at 15%, saying they will face steeper import taxes on steel, aluminum and parts than their competitors.

“We need to review all the details of the agreement, but this is a deal that will charge lower tariffs on Japanese autos with no U.S. content,” said Matt Blunt, president of the American Automotive Policy Council, which represents American automakers General Motors, Ford and Jeep-maker Stellantis.

Blunt said in an interview the U.S. companies and workers “definitely are at a disadvantage” because they face a 50% tariff on steel and aluminum and a 25% tariff on parts and finished vehicles, with some exceptions for products covered under the United States-Mexico-Canada Agreement that went into effect in 2020.

The domestic automaker reaction reveals the challenge of enforcing policies across the world economy, showing that for all of Trump’s promises there can be genuine tradeoffs from policy choices that risk serious blowback in politically important states such as Michigan and Wisconsin, where automaking is both a source of income and of identity.

Trump portrayed the trade framework as a major win after announcing it on Tuesday, saying it would add hundreds of thousands of jobs to the U.S. economy and open the Japanese economy in ways that could close a persistent trade imbalance. The agreement includes a 15% tariff that replaces the 25% import tax the Republican president had threatened to charge starting on Aug. 1. Japan would also put together $550 billion to invest in U.S. projects, the White House said.

The framework with Japan will remove regulations that prevent American vehicles from being sold in that country, the White House has said, adding that it would be possible for vehicles built in Detroit to be shipped directly to Japan and ready to be sold.

But Blunt said that foreign auto producers, including the U.S., Europe and South Korea, have just a 6% share in Japan, raising skepticism that simply having the open market that the Trump administration says will exist in that country will be sufficient.

“Tough nut to crack, and I’d be very surprised if we see any meaningful market penetration in Japan,” Blunt said.

Asked at Wednesday’s briefing about whether Trump’s sectoral tariffs such as those on autos were now subject to possible change, White House press secretary Karoline Leavitt said that the issue had been going through the Commerce Department.

The framework with Japan was also an indication that some nations simply saw it as preferential to have a set tariff rate rather than be whipsawed by Trump’s changes on import taxes since April. But for the moment, both Japan and the United Kingdom with its quotas on auto exports might enjoy a competitive edge in the U.S.

“With this agreement in place it provides Japan with a near-term operating cost advantage compared to other foreign automakers, and even some domestic U.S. product that uses a high degree of both foreign production and parts content,” said Karl Brauer, executive analyst at iSeeCars. “It will be interesting to see if this is the first domino to fall in a series of foreign countries that decide long-term stability is more important that short term disputes over specific tariff rates.”

Major Japanese automakers Toyota, Honda and Nissan did not immediately respond to a request for comment on the trade framework, nor did Autos Drive America or the Alliance for Automotive Innovation, organizations that also represent the industry.

There is the possibility that the Japanese framework would give automakers and other countries grounds for pushing for changes in the Trump administration’s tariffs regime. The president has previously said that flexibility in import tax negotiations is something he values. The USMCA is up for review next year.

Ford, GM and Stellantis do “have every right to be upset,” said Sam Fiorani, vice president at consultancy AutoForecast Solutions.

But “Honda, Toyota, and Nissan still import vehicles from Mexico and Canada, where the current levels of tariffs can be higher than those applied to Japanese imports. Most of the high-volume models from Japanese brands are already produced in North America.”

Fiorani noted that among the few exceptions are the Toyota 4Runner, the Mazda CX-5 and the Subaru Forester, but most of the other imports fill niches that are too small to warrant production in the U.S.

“There will be negotiations between the U.S. and Canada and Mexico, and it will probably result in tariffs no higher than 15%,” Fiorani added, “but nobody seems to be in a hurry to negotiate around the last Trump administration’s free trade agreement.”

By JOSH BOAK and ALEXA ST. JOHN, Associated Press

WASHINGTON (AP) — U.S. automakers are concerned about President Donald Trump’s agreement to tariff Japanese vehicles at 15%, saying they will face steeper import taxes on steel, aluminum and parts than their competitors.

“We need to review all the details of the agreement, but this is a deal that will charge lower tariffs on Japanese autos with no U.S. content,” said Matt Blunt, president of the American Automotive Policy Council, which represents the Big 3 American automakers, General Motors, Ford and Jeep-maker Stellantis.

Blunt said in an interview the U.S. companies and workers “definitely are at a disadvantage” because they face a 50% tariff on steel and aluminum and a 25% tariff on parts and finished vehicles, with some exceptions for products covered under the United States-Mexico-Canada Agreement that went into effect in 2020.

The domestic automaker reaction reveals the challenge of enforcing policies across the world economy, showing that for all of Trump’s promises there can be genuine tradeoffs from policy choices that risk serious blowback in politically important states such as Michigan and Wisconsin, where automaking is both a source of income and of identity.

Trump portrayed the trade framework as a major win after announcing it on Tuesday, saying it would add hundreds of thousands of jobs to the U.S. economy and open the Japanese economy in ways that could close a persistent trade imbalance. The agreement includes a 15% tariff that replaces the 25% import tax the Republican president had threatened to charge starting on Aug. 1. Japan would also put together $550 billion to invest in U.S. projects, the White House said.

The framework with Japan will remove regulations that prevent American vehicles from being sold in that country, the White House has said, adding that it would be possible for vehicles built in Detroit to be shipped directly to Japan and ready to be sold.

But Blunt said that foreign auto producers, including the U.S., Europe and South Korea, have just a 6% share in Japan, raising skepticism that simply having the open market that the Trump administration says will exist in that country will be sufficient.

“Tough nut to crack, and I’d be very surprised if we see any meaningful market penetration in Japan,” Blunt said.

Major Japanese automakers Toyota, Honda and Nissan did not immediately respond to a request for comment on the trade framework, nor did Autos Drive America or the Alliance for Automotive Innovation, organizations that also represent the industry.

There is the possibility that the Japanese framework would give automakers and other countries grounds for pushing for changes in the Trump administration’s tariffs regime. The president has previously said that flexibility in import tax negotiations is something he values. The USMCA is up for review next year.

Ford, GM and Stellantis do “have every right to be upset,” said Sam Fiorani, vice president at consultancy AutoForecast Solutions. But “Honda, Toyota, and Nissan still import vehicles from Mexico and Canada, where the current levels of tariffs can be higher than those applied to Japanese imports. Most of the high-volume models from Japanese brands are already produced in North America.”

Fiorani noted that among the few exceptions are the Toyota 4Runner, the Mazda CX-5 and the Subaru Forester, but most of the other imports fill niches that are too small to warrant production in the U.S.

“There will be negotiations between the U.S. and Canada and Mexico, and it will probably result in tariffs no higher than 15%,” Fiorani added, “but nobody seems to be in a hurry to negotiate around the last Trump administration’s free trade agreement.”

St. John contributed from Detroit.

By Georgina Boos, Bloomberg News

Who’s paying for Donald Trump’s tariffs? So far, American businesses and consumers.

General Motors Co. was the latest U.S. company to disclose how the levies are raising costs, with the automaker saying Tuesday that the duties dented profits by more than $1 billion as it chose to absorb the blow. That helps explain why car prices didn’t rise in last week’s inflation data, while robust price increases for other commonly imported goods like toys and appliances showed those tariff expenses are being passed on to consumers.

Meanwhile, import prices excluding fuel were up notably in June, suggesting foreign companies aren’t shouldering the burden by offering U.S. firms lower prices — challenging the president’s claims that other countries pay the rate. Trump reiterated that characterization on Tuesday after a meeting with his counterpart in the Philippines, saying that country “will pay a 19% Tariff” in a post on social media.

While customs duties are giving a significant boost to U.S. revenues, the data show that those coffers are being filled domestically.

“The top-down macro evidence seems clear: Americans are mostly paying for the tariffs,” George Saravelos, global head of FX research at Deutsche Bank AG, said in a note Tuesday. “There is likely more pressure on U.S. consumer prices in the pipeline.”

Many economists agree, especially as relatively tame readings in the consumer price index this year underscore firms’ hesitation to pass on tariffs to customers. That’s also been evident in the producer price index, where the rate of increase in a measure of margins for wholesalers and retailers has slowed sharply in recent months.

“With little relief on import prices, domestic firms are stomaching the cost of higher tariffs and starting to pass it on to consumers,” Wells Fargo & Co. economists Sarah House and Nicole Cervi said in a note last week. “The recent rise in import prices points to foreign suppliers generally resisting price cuts.”

Granted, there are some signs that foreign suppliers are absorbing part of the impact to keep goods flowing to the U.S. Export prices in Japan have contracted for three straight months, and the country’s carmakers cut prices to the U.S. in June by a record in data going back to 2016.

But for many foreign companies, the slide in the U.S. dollar has incentivized them to raise their invoice prices to compensate, according to Wells Fargo. And Deutsche Bank’s Saravelos said the pressure on U.S. firms so far to bear tariff costs is another headwind for the greenback, which is already on its worst start to a year since the 1970s.

Forecasters doubt U.S. corporations will sacrifice profits for much longer. 3M Co. raised its earnings outlook last week as shifting production and pricing changes will help mitigate the impact of tariffs. Nike Inc. is planning “surgical” price hikes to help soften the blow, as the company expects the levies to increase costs by about $1 billion.

“If consumers and foreign firms are not bearing tariff costs, domestic firms are. That is something that eventually should be reflected in corporate earnings announcements,” Citigroup Inc. Chief U.S. Economist Andrew Hollenhorst said in a note Tuesday. “We will be listening this quarter, but firms may still emphasize uncertainty and (perhaps rightly) expect that the burden sharing can shift in coming months.”

(With assistance from Catherine Larkin and Carter Johnson.)

©2025 Bloomberg L.P. Visit bloomberg.com. Distributed by Tribune Content Agency, LLC.

By Tommy Tindall, NerdWallet

My wife and I hate our washer and dryer. Both appliances still operate, but the washer leaves behind what looks like little specs of mildew every load. The dryer takes three times on high to get a load dry.

All the trade war talk has us wondering if we should nab a deal now while it doesn’t seem so bad.

A lot of people are worried about tariffs, according to the Consumer Confidence Board’s June Consumer Confidence Index. The report said purchasing plans for appliances were slightly up in June, car-buying plans were steady and electronic-buying plans were down.

The affluent — and I’m not saying that’s me — may be leading the charge.

Back in May, 26% of consumers making $125,000 or more indicated that they’d made purchases ahead of potential tariffs. Expected price rises haven’t fully landed, but economists say they are coming.

“Consumers are seeing their way through the uncertainty with trade policies,” National Retail Federation Chief Economist Jack Kleinhenz said in a June prepared statement. “But I expect the inflation associated with tariffs to be felt later this year.”

If you want to get ahead of potential rising prices, here are a few things to look at now before they get more expensive later.

Major appliances, like washers and refrigerators

Turns out the tariff on imported steel and aluminum will specifically hit household appliances. As of June 23, the 50% tariff on steel extends to “steel derivative products,” which include fridges, freezers, washers, dryers, dishwashers, ovens and even garbage disposals.

If you’ve been thinking about upgrading an appliance, the time might be right to get something that was made before prices get higher, and while summer sales are still going on.

As for our purchase plan, we’re going to get a new washer and dryer soon because mildew is gross and economists foresee prices rising. Our local appliance store has the LG set we want in stock and on sale now.

Cars (especially EVs and luxury imports)

It was a crappy time to buy a car the past few years. Prices of both new and used cars ballooned after the pandemic. Then, the situation seemed to get better.

Case and point: I bought a brand new Honda Odyssey at several grand under sticker in November. I was shocked the dealer was willing to let me haggle that day. (Adding free all-weather mats was a non-starter though.) I also can’t believe how much I love driving a minivan (#babyonboard).

Now, a 25% tariff on imported passenger vehicles and auto parts could usher in a new era of crappiness in car buying, but there is time to get ahead of it.

“Experts expect tariffs to push car prices higher. We’ve seen a few manufacturers increase prices, but overall there haven’t been big increases. That’s expected to change though, as pre-tariff vehicles disappear,” says Shannon Bradley, NerdWallet’s authority on autos.

What make and model of car are you after, and where is it made?

Consultancy firm Anderson Economic Group has analyzed vehicles with the lowest and highest potential tariff impact to project cost increases to consumers.

Cars like the Toyota Camry Hybrid, Ford Explorer and my beloved Honda Odyssey are assembled in the U.S. and expected to be less impacted by tariffs than more luxurious foreign-made models. Prices of the cars mentioned are expected to increase by $2,000 to $3,000.

Another incentive to get a new ride has to do with President Trump’s “big, beautiful bill.”

The legislation adds a tax deduction for car loan interest, where taxpayers can write off up to $10,000 a year in interest paid on new cars assembled in the U.S. and purchased after Dec. 31, 2024.

If you’re on the other end of the spectrum, looking for something like a Mercedes-Benz G-Wagon, Land Rover, Range Rover or imported BMW model, there’s no tax deduction, and the tariff impact is expected to be greater. Like $10,000 to $12,000 greater, according to the Anderson Economic Group analysis.

If you want an electric vehicle, the clock is ticking.

“EV tax credits will be eliminated beginning with EVs purchased or leased after Sept. 30, 2025. If you want an EV, buy one before then,” says Bradley.

The new Tesla Model 3 and Ford F-150 Lightning are examples of EV models eligible for the $7,500 EV tax credit for now. Used EVs get a tax credit of $4,000, but that will also end Sept. 30 under the planned tax changes.

iPhones and Androids

The tariffs situation changes almost daily.

Right now, there is a baseline 10% across-the-board tariff on all imports. There’s also a 30% tariff on Chinese imports in effect, with the potentially higher reciprocal tariffs on China and other countries on pause until Aug. 1.

Something you may not know is smartphones (along with 19 other electronic items and/or components, including laptops) are exempt from tariffs for the time being. That could influence your decision to upgrade your phone now, if you need to.

Imported booze

Does the idea of adding $12k to the cost of a luxury car make you reach for a drink? If so, you may want to stock up on Scotch, South African wine, sake and other imported alcohol and put them in the cellar now.

Unless new trade agreements come together, tariffs of 50% for the European Union, 30% for South Africa and 25% for Japan are on the table come Aug. 1.

Please drink expensive booze slowly and sparingly.

Advice: Don’t let tariffs tweak you out

Whatever you do, don’t panic-buy a fridge or a Ford F-150 Lightning because you’re worried. Saving money on the sticker price of something you don’t need or can’t afford is silly. Instead, assess your current situation and decide if your budget allows for buying something big-ticket.

It may be worth it to hold on to your money now and take steps to save and prepare for the additional cost later.

Tommy Tindall writes for NerdWallet. Email: ttindall@nerdwallet.com.

The article Splurge Now, Save Later? 4 Things to Buy Before Prices Rise originally appeared on NerdWallet.

By TRACEE M. HERBAUGH

CAMBRIDGE, Mass. (AP) — Romance novels have always spiced up quiet nights. Now, a genre that has sometimes been dismissed as a guilty pleasure is bringing readers and writers together through social media, book clubs and a growing number of romance-specific bookstores.

At a recent launch party for Nora Dahlia’s enemies-to-friends romance “Pick-Up” at Lovestruck Books, a romance-dedicated store in Cambridge, Massachusetts, a crowd of women sipped cocktails from the bar-café as they browsed the shelves.

After Dahlia’s reading, patrons stuck around to mingle, swap contact info and trade author recommendations.

It was a particularly social event for a book talk. But the communal atmosphere is typical of events for romance fans.

Dahlia likened romance readers to “Comic-Con folks,” referring to the deep-rooted passion that defines comic-book fandom.

“They’re educated on the genre in a real way,” Dahlia said. “Many of them started reading romance — Danielle Steel, V.C. Andrews, Jude Deveraux — as teenagers.”

At The Ripped Bodice bookstore in Brooklyn, New York, manager Katherine Zofrea said romance fans who have connected online frequently come into the store to meet in person. Along with author events, the store hosts three different book clubs and a romance comedy night.

“We’ve had a couple proposals here, we’ve had a wedding here which was really fun,” Zofrea said.

She said customers range “from teenagers who are starting to really get into the romance genres to older folks who have been romance readers for their entire lives and remember way back when they were reading the Harlequins and romance wasn’t as widely accepted.

“Now they’re loving seeing how widely accepted romance has become.”

A boom in romance bookstores

Bookstores like Lovestruck and The Ripped Bodice (which has a flagship store in Los Angeles) have begun popping up all over the U.S., from Wichita, Kansas, to Wilmington, North Carolina, to Hopkinsville, Kentucky.

Of the 157 romance-dedicated bookstores in the American Booksellers Association, more than half opened within the last two years, said Allison Hill, CEO of the trade group for independent sellers.

“Romance books have been one of the fastest growing book sales categories in recent years, driven by a number of factors including the need for escape reading and BookTok,” Hill said.

And the genre has evolved. “The romance genre is more diverse in every way including character identity and plot,” she said.

Lovestruck’s owner, Rachel Kanter, called the boom “incredible — and honestly, overdue. Romance has always been one of the most commercially successful genres, but for a long time it didn’t get the respect or space it deserved in the literary world.”

Romance-specific bookstores, she says, “are places where readers can feel joy, comfort, and connection — and where love is taken seriously as a literary theme.”

A lifeline during COVID

As with many hobbies, romance fandom solidified and expanded after the COVID-19 pandemic.

“The pandemic had pushed so many people toward reading for escape and comfort, and romance became a lifeline for a lot of folks,” said Kanter.

“At the same time, there was a wider cultural shift happening — people were rethinking what mattered, craving joy and softness, and looking to support indie businesses that reflected their values. Romance, with all its hope and heart, met that moment beautifully,” she said.

Reimagining the romantic bond

Romance has countless subgenres — hockey romance, Western romance, LGBTQ romance, even romance set on prison planets. But a common theme is their “inherently hopeful storylines,” says Elizabeth Michaelson Monaghan, a 52-year-old freelance writer and editor in New York who said she’s read “hundreds” of romance novels.

“Romance must have a happily-ever-after — or at least a happily-for-now. Romance writers and readers are very clear on this,” she said.

Romantic fiction that doesn’t end that way? That’s just a love story.

Traits of the romance genre also include strong character descriptions, attraction, conflict, and a satisfying resolution and emotional growth. Expect plenty of steam — some authors deploy it explicitly, others are more tame.

There’s a long-standing culture of (mostly) women reading and sharing these books across generations.

“It is pleasurable to reimagine courtship or the romantic bond,” said Jayashree Kamble, professor of English at LaGuardia Community College and president of the International Association for the Study of Popular Romance. “There is limited risk involved.”

Kamble has been a voracious romance reader since her teenage years in India, where she devoured Harlequin romances.

Romance novels, she said, are “a lovely reminder that individualism and companionship can go together. These are basic bonds.”

Community: online and in real life

Podcasts, too, have become a source for discovering what’s trending. Andrea Martucci, creator and host of the romance-focused “Shelf Love” podcast, said romance bookstores have become places of connection akin, in some ways, to churches — for the romantically devoted.

“I can go to a bookstore and not just find people who love books,” she said, “but find people who love the very same books I love.”

As Annabel Monaghan, author of several love stories including “Nora Goes Off Script,” puts it, “People who read romance want to feel good. And when you gather a bunch of people who want to feel good, it’s magic.”

By MICHELLE CHAPMAN, AP Business Writer

Pop Mart has struck it rich. The Chinese company that caters to toy connoisseurs and influencers said this week that it expects profit for the first six months of this year to jump by at least 350% compared with the prior-year period, largely because of its smash hit plush toy, the Labubu. Pop Mart joins a small list of companies that have tapped into the zeitgeist, drawing in millions of buyers who, for one reason or another, simply must get their hands on a toy or gadget of the moment.

But what makes the Labubu a must-have, or any toy for that matter, is a decades-old question that toy makers have yet to figure out.

Here’s a look at some of the most popular toys over the years.

Cabbage Patch Kids

Cabbage Patch Kids began as chubby-faced dolls with yarn hair that came with adoption papers. During the 1980s the dolls were so popular that parents waited in long lines at stores trying to get a hold of them. More than 90 million Cabbage Patch Kids were sold worldwide during their heyday.

Cabbage Patch Kids, which were created by Xavier Roberts and initially sold by Coleco, were relaunched in 2004, looking to take part in the successful return of other popular 1980s toys including Strawberry Shortcake, Care Bears and Teenage Mutant Ninja Turtles.

A Cabbage Patch Kid museum named BabyLand General Hospital still exists in Cleveland, Georgia. The dolls entered the National Toy Hall of Fame in 2023.

Beanie Baby

Beanie Babies captivated consumers in the mid-1990s. The cuddly $5 toys were under-stuffed for maximum hug-ability, stamped with cute names on their Ty Inc. tags, and given limited edition runs.

Many people collected, traded and sold the toys with the hopes that their value would just keep going up at the dawn of the e-commerce age. It made some people money, and the founder, Ty Warner, a billionaire in three years.

In 2014 Warner learned that he would not go to prison for hiding at least $25 million from U.S. tax authorities and instead received two years’ probation. Warner, one of the highest profile figures snared in a federal investigation of Americans using Swiss bank accounts to avoid U.S. taxes, had pleaded guilty to a single count of tax evasion.

Tamagotchi

Looking for a pet without the real-life responsibilities? Well then the Tamagotchi electronic pet from Bandai was for you. Consumers were hooked on the egg-shaped plastic toy that first launched in Japan in 1996 and became a craze worldwide in the late 1990s and 2000s.

Users were tasked with taking care of their virtual pet by pressing buttons that simulate feeding, disciplining and playing with the critter on screen. If a Tamagotchi is neglected, it dies.

In 2013 Tamagotchi was reborn as a mobile app, duplicating the experience of the plastic handheld toy. The toy was inducted into the World Video Game Hall of Fame in May.

Fidget Spinner

Fidget spinners — the 3-inch twirling gadgets that took over classrooms and cubicles — were all the rage in 2017. The toy was considered somewhat of an outlier at the time, given that it wasn’t made by a major company, timed for the holiday season, or promoted in TV commercials. Fidget spinners were more easily found at gas stations or 7-Eleven than at big toy chains.

Fidget spinners had been around for years, mostly used by kids with autism or attention disorders to help them concentrate, but they became more popular after being featured on social media.

While hot toys are often made by one company, fidget spinners were made by numerous manufacturers, mostly in China. The toys were marketed as a concentration aid but became so popular among children that many schools started banning them, saying that they were a distraction.

Labubu

The Labubu, by artist and illustrator Kasing Lung, first appeared as monsters with pointed ears and pointy teeth in three picture books inspired by Nordic mythology in 2015.

In 2019 Lung struck a deal with Pop Mart, a company that caters to toy connoisseurs and influencers, to sell Labubu figurines. But it wasn’t until Pop Mart started selling Labubu plush toys on key rings in 2023 that the toothy monsters suddenly seemed to be everywhere, including in the hands of Rihanna, Kim Kardashian and NBA star Dillon Brooks. K-pop singer Lisa of Blackpink began posting images of hers for her more than 100 million followers on Instagram and on TikTok, where Labubu pandemonium has broken out.

Labubu has been a bonanza for Pop Mart. Its revenue more than doubled in 2024 to 13.04 billion yuan ($1.81 billion), thanks in part to its elvish monster. Revenue from Pop Mart’s plush toys soared more than 1,200% in 2024, nearly 22% of its overall revenue, according to the company’s annual report.

Detroit City Council recently approved changes to city ordinances to make the licensing process easier and less cumbersome for small businesses.

The changes, which were unanimously approved by the council, will reduce administrative burdens by cutting redundant licensing requirements that “do not protect health and safety”; allow businesses to renew their business licenses every two years instead of annually; improve the city’s permitting and licensing processes and more.

Hassan Beydoun, group executive of Economic Development for the city of Detroit, joined The Metro on Tuesday to elaborate on what these new resolutions mean for small businesses in Detroit.

Use the media player above to hear the full conversation.

Listen to The Metro weekdays from 10 a.m. to noon ET on 101.9 FM and streaming on-demand.

Trusted, accurate, up-to-date.

WDET strives to make our journalism accessible to everyone. As a public media institution, we maintain our journalistic integrity through independent support from readers like you. If you value WDET as your source of news, music and conversation, please make a gift today.

Donate today »

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The post The Metro: Detroit’s ‘bold plan to cut red tape’ for small businesses appeared first on WDET 101.9 FM.

In the 1999 film, “The Best Man,” we were introduced to novelist Harper Stewart (Taye Diggs), whose writes a book loosely based on his friend group that causes chaos and tests relationships amid a close friend’s wedding — for which he served as best man.

“The Best Man” was a staple film in the Black community. The friendships highlight the struggles of young adults trying to get their careers off the ground, early marriage stages and more. The bonds between those characters are so nuanced, it’s one of the reasons it became a hit.

For many it showed a multitude of different characters that we typically don’t see in film and television. That’s one of the reasons writer and director of the film, Malcolm D. Lee, says he created the film.

Now, 27 years later, after a second film and a series on Peacock, those characters are transitioning from the screen to a new book, “The Best Man: Unfinished Business,” co-written by Lee and author Jayne Allen.

Lee joined The Metro to share more about the book ahead of an author event on Tuesday at Detroit’s Garden Theater.

Use the media player above to hear the full conversation.

Listen to The Metro weekdays from 10 a.m. to noon ET on 101.9 FM and streaming on-demand.

Trusted, accurate, up-to-date.

WDET strives to make our journalism accessible to everyone. As a public media institution, we maintain our journalistic integrity through independent support from readers like you. If you value WDET as your source of news, music and conversation, please make a gift today.

Donate today »

More stories from The Metro

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The post The Metro: Malcolm D. Lee talks new book, continuing legacy of his film ‘The Best Man’ appeared first on WDET 101.9 FM.

By DEE-ANN DURBIN, Associated Press

The U.S. government said Monday it is placing a 17% duty on most fresh Mexican tomatoes after negotiations ended without an agreement to avert the tariff.

Proponents said the import tax will help rebuild the shrinking U.S. tomato industry and ensure that produce eaten in the U.S. is also grown there. Mexico currently supplies around 70% of the U.S. tomato market, up from 30% two decades ago, according to the Florida Tomato Exchange.

But opponents, including U.S. companies that grow tomatoes in Mexico, said the tariff will make fresh tomatoes more expensive for U.S. buyers.

Tim Richards, a professor at the Morrison School of Agribusiness at Arizona State University, said U.S. retail prices for tomatoes will likely rise around 8.5% with a 17% duty.

The duty stems from a longstanding U.S. complaint about Mexico’s tomato exports and is separate from the 30% base tariff on products made in Mexico and the European Union that President Donald Trump announced on Saturday.

The Commerce Department said in late April that it was withdrawing from a deal it first reached with Mexico in 2019 to settle allegations the country was exporting tomatoes to the U.S. at artificially low prices, a practice known as dumping.

As part of the deal, Mexico had to sell its tomatoes at a minimum price and abide by other rules. Since then, the agreement has been subject to periodic reviews, but the two sides always reached an agreement that avoided duties.

In announcing its withdrawal from the Tomato Suspension Agreement, the Commerce Department said it had been “flooded with comments” from U.S. tomato growers who wanted better protection from Mexican goods.

But others, including the U.S. Chamber of Commerce and the National Restaurant Association, had called on the Commerce Department to reach an agreement with Mexico.

In a letter sent last week to Commerce Secretary Howard Lutnick, the Chamber of Commerce and 30 other business groups said U.S. companies employ 50,000 workers and generate $8.3 billion in economic benefits moving tomatoes from Mexico into communities across the country.

“We are concerned that withdrawing from the agreement – at a time when the business community is already navigating significant trade uncertainty – could lead to retaliatory actions by our trading partners against other commodities and crops that could create further hardship for U.S. businesses and consumers,” the letter said.

The post Ferrero will acquire Kellogg cereal brands for $3.1 billion appeared first on WDET 101.9 FM.